A cash injection to help you push your business forward

The last two years have seen UK SMEs rocked by a series of challenges which, for many, have dented growth plans and forced focus to shift to survival.

Business owners will be used to dealing with unexpected costs, operational failures or even essential income being delayed. For all these reasons and many more, cash flow is paramount.

Capify have provided finance to thousands of SMEs who have required additional funds to manage their cash flow or working capital for any business need.

Loans are available from between £5,000 and £500,000. So whether you’re looking for finance to maintain operations through a challenging period, or need to raise cash flow to grow your business, a Capify business loan could be right for you.

See if you are eligible in just 2 minutes – with no impact on your credit score.

Online Eligibility Checker

Get conditionally approved in just 2 minutes with no impact on your credit rating.

All Credit Profiles Considered

We may be able to provide funding when other lenders may not.

Fast, Straightforward Application

Receive your funds in as little as 24 hours.

A Cashflow Lifeline for SMEs

Capify’s finance solutions aim to alleviate the potentially crippling cash crisis and provide a much-needed lifeline for businesses struggling with increasingly challenging conditions.

The fund can also be accessed by businesses with ambitions to expand or invest in new equipment, facilities or technologies. Funding of up to £500k will be open to SMEs across a range of sectors that are already trading.

We’re seeing increasing demand from SMEs across all sectors, and we expect this to continue as economic conditions tighten and traditional banking further restricts its lending to smaller business.

To qualify for a Capify business loan, you must:

  • Have a trading history of 12 months+
  • Have a monthly turnover of £10,000+

Thousands of Businesses Funded

We're rated "Excellent" on Trustpilot

Borrowing Capacity

Funding available from £5,000 to £500,000

Get Approved Quickly

Same day approvals & funding possible in 24 hours

Unsecured Business Loans Available

No assets or security required

Minimum paperwork

Complete your application online or by phone in as little as 10 minutes

Easy Repayments

Fixed daily and weekly repayments that are easy on your cash flow

Simple Renewal Options

Options for additional funding once you've paid off a percentage of your loan

Our unsecured business loan is the perfect way to get a quick cash injection.

Here are just some of the ways a Capify small business loan could help your business:


Improve cash flow

Pay your bills or suppliers. Buy stock with ease regardless of seasonality or unpaid invoices.


Upgrade your business

Buy new equipment or renovate your store - Revamp your business!

Scale for growth

Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.

Tech & automation

Spend less time on the day-to-day admin and more time on the important things in life.

Tax bills

Unexpected tax payment due? Access funding quickly to settle any payments and avoid surcharges being added.

4 Simple Steps to Get Funded in 24 Hours


Apply online

Simple application with no credit check for pre-approvals.


Minimal documentation

Get verified and approved quickly with minimum docs.


Talk to a human

Receive a solution tailored to fit your business needs.


Receive your funds!

Get cash straight into your account within 24 hours.

Sectors We Support

Here’s some of the main industries that we work with.
Whether you sell online or operate out of a physical premises, we could help your business to prosper.

Don’t worry if your business type isn’t listed.
Please contact us because we may still be able to help.

Thousands of UK Businesses Funded

Apply for business financing

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