IT Finance

Keep growing your IT business with affordable, flexible finance. 

Capify offers a loan created for IT businesses who are looking to grow and thrive. It’s quick to apply and if approved, the cash is released within days. The business loan is unique because instead of being paid back in large monthly chunks, it’s paid back in small and regular amounts.

It’s important for the owners of IT businesses to have a talented team of experts, a strong website and competitive pricing. If you’re looking to implement something new to the business but don’t have the money to pay the up-front cost, Capify can help you. Our business loan will provide you with the funds to buy what you need and then you can repay in small and manageable amounts over time.

Benefits of an IT business loan from Capify

There are many benefits of coming to Capify for an IT business loan.


You can grow your business and achieve your plans


The repayments are small and manageable


The whole process, from application to funding, is quick and hassle-free


You don’t need to sell a portion of your business in return for investment


We’re always at the end of the phone if you have a question

You could use Capify's IT business loan in the following ways

Capify’s IT business loan is most commonly used for:

It’s important to emphasise that the loan can be used for any business purpose, whether that’s one of the reasons above or something completely different.

Check if you're eligible for an IT business loan

Capify’s IT business loan is a fantastic option for anyone that wants to grow their business. To be eligible you must:

Tick all of the boxes? Why not apply today and find out how much you can raise.

What does Capify offer to IT businesses?

The IT industry is growing and evolving every year and with the advent of new technology comes the need for experts and specialist service providers. Owning a business in the IT industry is exciting but it’s important to keep up with your knowledge and the latest trends in order to stay ahead of the competition. It’s also important that your pricing reflects the services that you provide so that you’re affordable for customers, but still able to make a good profit.

If you’re looking to train your staff, update your website or offer a new product, Capify can help.

IT Business facts

A growing industry

Revenue in the IT industry exceeded three billion British pounds in Q4 2019, the first time that mark had been broken since Q4 2012.

London is a tech hub

London has been ranked as the second most connected place for tech in the world behind Silicon Valley in the US.

Software as a Service (SaaS) companies need to prioritise sales and marketing

SaaS businesses that spend a higher percentage of their total revenue on sales and marketing see faster growth.

Applying for business finance with Capify is easy

Step 1

Fill out our simple online application. It takes two minutes from start to finish and you’ll find out if you’re conditionally approved.

Step 2

Submit the required documentation to our account management team, they’ll have a look over it and confirm how much you qualify for, what the repayments will be and the period of the loan.


Step 3

Sign and return the agreement and then the funds will be released. Now you have the money to achieve your plans!


There’s so many reasons the owner of an IT business might come to Capify for a business loan. Tech is ever-evolving and there’s always new and exciting updates coming out. Not only might these updates be good for your business, but they might also be needed by your customers. Knowing and understanding what they mean and how they work is therefore really important. Whether you choose to train your team on them, or hire an expert, it’s good to have someone who understands it. 

Lots of IT business owners therefore raise funds for the reasons mentioned above, to hire knowledgeable staff, to train existing staff members and to implement a new piece of tech! Other IT service providers use the funds so that they can create a powerful website which attracts customers, offers pricing plans and also shows off the IT skills that they can help others with. 

Other reasons include:

  • Cash flow 
  • Advertising and marketing campaigns 
  • Office spaces 
  • Customer support staff

Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide IT business owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.

We place a lot of emphasis on human communication. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. 

We also have a team of real people who look over every single deal. Not every business is the same, so we believe that underwriting should be conducted on a case by case basis rather than using a ‘one rule fits all’ approach.

Top Tips for IT Businesses


New technology comes out on a regular basis and sometimes it completely revolutionises the way we work. Owning a business in the IT industry means it’s your job to keep tabs on these new and exciting pieces of tech. Not only can they make your business more efficient, but they might also be great for your clients too. Sometimes, IT companies invest so much in a particular piece of software or equipment that they expect it to last for years and ignore new, faster models and adaptations. Doing this could be detrimental, you’ll quickly fall behind. Ensure your setup is always up to the job!


Your team should be knowledgeable and capable of using the tech required to do their job. However, they should also know about other products on the market, even if they’ve not been released yet. Training your team regularly will ensure they’re confident and capable at carrying out their work, and they’ll also be able to answer any questions that come their way.

We’re trusted by thousands of small and medium sized businesses.

We take pride in working with thousands of UK businesses, and we really appreciate what they say about our
products and services.

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Are you ready to make your dreams a reality?

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