We only get paid when you do

If you’ve got exciting plans to grow your business, the Merchant Cash Advance could be the perfect solution. It’s ideal for businesses who accept credit and debit card payments from their customers; like Retailers, Pubs, Bars and Restaurants.

Business owners are able to raise from £3,500 and the daily repayments are designed so that they don’t impact cash flow, making it a great option to consider.

How does a Merchant Cash Advance work?

At the end of each working day, a small percentage of your credit and debit card takings will come to Capify and go towards your repayments. If you have a slow day, you won’t pay back much; on a busy day however, you’ll repay slightly more. It’s finance that doesn’t impact your cash flow.

The benefits of a Merchant Cash Advance

Raise upwards of £3,500

Simple Repayments

Dedicated Account Managers

Opportunity to Renew

To be eligible for a Merchant Cash Advance, you'll need to:

  • Run a UK-based business either as a sole trader, in partnership, or as a limited company
  • Take at least £3,500 per month in card payments
  • Have at least 6 month’s trading records

Grow your business with a Merchant Cash Advance

The Merchant Cash Advance is a simple way to raise money for your business and you can use the funds to achieve all of your plans, whether that’s a refurbishment, a marketing campaign, or fixing a broken appliance. Many business owners also raise finance so that they can pay for stock, and make the most of discounts which are offered to those who buy in bulk.

Get A Quote

Capify is proud to offer...

The personal touch

You’ll benefit from a dedicated account manager to guide you through the application process and answer all your questions.

UK Based support

We’re here to help. From our offices in South Manchester, we work with small businesses all over the UK.

Flexible Daily Repayments

Pay back the Merchant Cash Advance through your credit/debit card transactions, or make small regular payments to repay your loan.

Find out more...

If you would like to find out some extra information, watch our video and discover even more benefits of the unique Merchant Cash Advance.

Video: Merchant Cash Advance

Why Capify?

Capify’s goal is to provide simple, quick, and responsible access to capital. We prioritise flexibility, excellent customer service, and have invested in funding solutions that work.

Enquire now, and you’ll be guided through the process by a dedicated account manager. They’re there to answer your questions and take care of your application from first contact to receiving your funds.

We’re trusted by thousands of small and
medium sized businesses.

We take pride in working with thousands of UK businesses, and we really appreciate what they say about out
products and services.