A guide to cashflow – how much cash should my small business have in the bank?

Chancellor Rishi Sunak announced what he claimed today were a package of measures to help businesses weather the perfect storm of increased National Insurance payments, rising energy prices due to […]

There’s no getting away from the news on energy prices, which will be increasing dramatically at the beginning of April.  It’s going to be challenging for all bill payers; but […]

“Remember, remember, the fifth of…” So April doesn’t have the same ring as November, but to anyone running an SME, the end of the tax year can be as full […]

SaaS (Software-as-a-Service) is a rapidly expanding model for tech businesses; it is estimated that the market sector will reach nearly $172 billion dollars, globally, by the end of 2022.    […]

The 2020’s thus far has proven to be a perfect storm for business owners.  Since the phased lifting of lockdown restrictions in the spring of 2021, the UK’s economic outlook […]

Every adult in the UK with any kind of financial history will have a credit report and for each credit reference agency that holds this data, a credit score will […]

Ignorance might mean bliss, but on ESG ignorance is unaffordable. According to Capify’s research, some 56% of small business owners are not fully familiar with the term ESG. This is understandable given […]

If you run a small business, you probably spend a lot of time thinking about profit. How much did you make? Is it up on the previous year? What do […]

The recent UN climate summit in Glasgow disappointed many, but the message is clear for SMEs: acting on the environment is good for the planet, and business. If there was […]

One of the most important aspects of running a healthy business is to ensure that there is good cash flow. Doing so can ensure that unexpected costs or blips in […]

Cash is key for small businesses. It helps you pay your employees and suppliers when profits are slow or keeps things on track when clients are slow in paying you. […]

In the wake of COP26 and the strive to create a greener economy, many small business owners have been asking themselves how they can factor in greener initiatives into their […]