• Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs

0800 151 0980

Check Eligibility
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs

Home » FINANCIAL MANAGEMENT

Category: FINANCIAL MANAGEMENT

Timing is Everything: The Key to Financial Flexibility for SMEs

Benet Thomas October 31, 2024

In today’s rapidly evolving business landscape, time has become one of the most valuable resources for small and medium-sized enterprises (SMEs).

Continue Reading »

Capify Appoints Sam Colclough as Head of Technology to Accelerate Growth in the UK & AU Markets

Benet Thomas September 17, 2024

Capify appoints Sam Colclough as Head of Technology to drive growth in the UK and Australia. With over 20 years of IT leadership, Sam will lead tech innovation, enhancing Capify’s services for SMEs. Discover how this strategic move supports Capify’s ambitious growth plans.

Continue Reading »

Capify Appoints Former Think Business Loans Founder Jamie Stewart as Director of Strategic Initiatives to Drive Future Growth

Ash Yazdani July 18, 2024

Capify, a leading SME lender, appoints Jamie Stewart as Director of Strategic Initiatives. Jamie, founder of Think Business Loans, brings extensive SME lending experience, having funded over £1 billion for 10,000+ customers

Continue Reading »

NACFB Analysis Survey

Benet Thomas May 16, 2024

Discover the Evolution of Small Business Finance: Unveiling Trends and Insights from Leading UK Financial Institutions. Explore how the finance landscape has transformed, the rise of new lenders, and the challenges facing specific sectors. Stay ahead with key findings from UK Finance, the British Business Bank, and the NACFB. Dive into the Future of Finance!

Continue Reading »
Summer of sport creative

Getting ahead of the game(s)

Benet Thomas May 13, 2024

This summer is shaping up to be a massive money-making opportunity for bars, pubs, and restaurants across the UK. With huge sporting events like Euro 2024, Wimbledon, the Olympics, and more, fans will be flocking to venues to catch all the action. Read here on what businesses will be doing to capitalise.

Continue Reading »

Capify secure £100 million credit facility from Pollen Street Capital

Benet Thomas April 29, 2024

Leading online SME lender Capify has today secured a £100 million credit facility from Pollen Street Capital (“Pollen Street”), an alternative asset manager dedicated to investing within financial and business services.

Continue Reading »

Protecting and valuing IP for SMEs

Benet Thomas April 26, 2024

Unlock the Power of Your IP: Discover How Valuing and Protecting Your Intellectual Property Can Drive SME Growth and Secure Financing. Click to learn the essential steps for maximizing the value of your business’s intangible assets.

Continue Reading »
Spring Budget Creative - Currency surrounding Big Ben

Spring Budget 2024: SMEs set to benefit as UK economy predicted to grow

Benet Thomas March 7, 2024

Explore the transformative potential of the Spring Budget 2024 for SMEs: from lifted VAT thresholds to vital freezes in alcohol and fuel duties. Delve into the optimistic economic forecasts ahead of the election, and how they spell good news for UK businesses. Discover an in-depth look at the strategic changes poised to benefit the economy and businesses alike.

Continue Reading »

Capify 2024 Spring Budget Preview

Benet Thomas March 5, 2024

UK SMEs, take note: The upcoming Spring Budget on March 6th is pivotal. With a focus likely shifting towards individual benefits in an election year, businesses still have much to gain. From potential tax cuts boosting consumer spending to labour shortage solutions and key incentives for growth and sustainability, here’s a concise preview of five areas that could impact your business in 2024.

Continue Reading »
Networking collaboration blog creative

Networking, collaboration and the benefits to your business

Benet Thomas February 16, 2024

Explore how networking and the collaborative economy can revolutionize your business strategy. From leveraging technology to unlock innovative partnerships to sharing resources for mutual benefit, this guide reveals how to transcend traditional boundaries and foster growth. Dive into practical examples and tips for integrating collaborative practices into your operations.

Continue Reading »

Regional Profile: The Midlands

Benet Thomas February 8, 2024

Explore the Midlands’ economic transformation in 2024, where innovation meets heritage. Discover Birmingham’s leap towards a digital future, the manufacturing sector’s optimistic outlook, and SMEs’ ambitious expansion plans despite challenges. Dive into Capify’s insights on leveraging growth opportunities in this pivotal UK region. Click for the full article on the Midlands’ vibrant economy.

Continue Reading »
Confidence Returning blog creative

Capify – Restaurants, catering and hospitality overview into 2024

Benet Thomas February 1, 2024

The UK hospitality sector is poised for a rebound in 2024, navigating through staffing, cost, and demand challenges with innovation and optimism. This article explores strategies for dealing with inflation, supply chain disruptions, and regulatory changes, emphasizing the importance of adaptation to new consumer preferences for success.

Continue Reading »

Talent acquisition and retention

Benet Thomas January 9, 2024

In this insightful article, explore the crucial aspects of talent acquisition and retention highlighted in Capify’s latest SME Business Confidence Survey. We delve into practical steps for attracting top talent, from efficient recruitment strategies to leveraging networks and enhancing your company’s reputation.

Continue Reading »

Ten steps to improving your cyber security

Benet Thomas November 30, 2023

Cyber crime costs UK businesses over £20bn annually and the threat is growing. Don’t let your business be vulnerable. Our latest article outlines ten essential steps to shield your operations from cyber threats. From cultivating awareness and basic security measures to advanced strategies like encryption and recovery planning, these tips are crucial for any business.

Continue Reading »

Cyber security for SMEs

Benet Thomas November 30, 2023

Is your business truly safe from cyber threats? In a rapidly digitalising world, cyber security is not just a big corporation’s concern – it’s crucial for SMEs too. Discover why effective cyber security is the backbone of your business’s safety. Our comprehensive article dives into the real risks SMEs face, from malware to phishing attacks, and the catastrophic impacts of cyber crimes.

Continue Reading »

Business-focused Autumn Statement outlines support for SMEs

Benet Thomas November 23, 2023

Delve into the Autumn Statement, a transformative blueprint for small businesses. Featuring permanent ‘full expensing’, a £50m apprenticeship fund, and extended tax reliefs. For a comprehensive analysis and to discover how Capify’s finance solutions align with these new opportunities, read the full article.

Continue Reading »
How to write an effective business plan

How to write an effective business plan

Benet Thomas November 7, 2023

Let us guide you through the principles of creating a business plan that reflects the unique essence of your brand, a plan that not only serves as a reminder of your foundational passion but also as a proven catalyst for accelerated growth. Click here to find out more.

Continue Reading »
45m fund blog creative

Capify announces new £45m SME Loan Fund

Benet Thomas October 24, 2023

Are you among the 76% of SME owners concerned about your cash reserves? Struggling to secure funding from traditional banks? Look no further. Capify, the UK Credit Awards’ SME Lender of the Year, unveils a groundbreaking £45m SME Loan Fund. Don’t miss out—this fund is available only until December 31st.

Continue Reading »
Business Loans for Women Creative

Business loans for women

Benet Thomas May 23, 2023

Explore how innovative solutions are bridging the gap and empowering women entrepreneurs to access the funding they need for their small and medium-sized enterprises (SMEs).

Click here to read the full article and discover how these innovative financing options are leveling the playing field for women-owned businesses.

Continue Reading »
Business owner happily procuring small business loan

How to get a small business loan

Benet Thomas March 16, 2023

During the course of running your business, there may be times when you need an injection of external finance to help meet day-to-day challenges or realise strategic opportunities. The process and conditions of securing that loan vary by each lender, but there are some things you can prepare to help make the process smoother.

Continue Reading »

Managing inventory to boost cash flow

Benet Thomas March 2, 2023

Learn how effective inventory management can boost cash flow for small businesses in this blog post. Discover how understanding inventory turnover ratio and using strategies such as increasing sales, improving forecasting, identifying best sellers, selling off older stock, and reducing the cost of goods sold can help improve your inventory turnover ratio.

Continue Reading »

Infographic-What is cash flow?

Vasile Lazarescu January 30, 2023

Further Reading​​ Top 10 ways to manage Cash Flow A guide to Cash Flow – how much cash should my small business have in the

Continue Reading »

Why cash flow forecasting is important for SMEs

Benet Thomas January 27, 2023

Cash flow is the lifeblood of any SME, and a cash flow forecast will highlight what your cash position is likely to be over a defined period of time.

Continue Reading »

Using BI To Improve Cash Flow

Benet Thomas January 27, 2023

This article looks at the type of data SMEs might look at to help improve its cash flow visibility and performance. Some of these processes can be automated through BI tools and software which is now more accessible and affordable for SMEs.

Continue Reading »

Guide: How to maintain a healthy cash flow

Vasile Lazarescu January 27, 2023

PDF GUIDE How to maintaining a healthy cash flow Businesses that are successful know that cash flow is king, and your business is no different!

Continue Reading »

Guide: 5 steps to improving cash flow forecasting and performance

Vasile Lazarescu January 27, 2023

PDF GUIDE 5 steps to improving cash flow forecasting and performance The economic conditions have been incredibly challenging for the past two years. And, like

Continue Reading »

Guide: 5 simple steps to get your cash flow under control

Benet Thomas January 25, 2023

PDF GUIDE 5 simple steps to get your cash flow under control Against the backdrop of incredibly challenging economic conditions, cash flow has never been

Continue Reading »

Three good reasons to invest in your business before April 2023

Benet Thomas January 11, 2023

Time is running out to take advantage of super-deduction

Continue Reading »

How to manage SME expenses

Benet Thomas December 21, 2022

Expense management is key to business success. It will place financial strain on your business and impact profitability if allowed to go unchecked. We offer up some tips and advice on how to improve, manage and stay on top of your company spending.

Continue Reading »

Small Business Loans for Women

Benet Thomas August 29, 2022

The UK economy depends on its 5.8 million small businesses – they make up 99.9% of all businesses and account for three fifths of all private sector

Continue Reading »

Direct lenders vs brokers for small business loans

Vasile Lazarescu August 16, 2022

Going direct for a business loan or using a broker When small business owners are looking for access to finance, they’re usually in search of the simplest,

Continue Reading »

Small business loans eligibility

Vasile Lazarescu August 16, 2022

Understand what factors affect eligibility when it comes to small business loans Small business owners are always busy. Busy growing, busy keeping their customers happy, and

Continue Reading »

Flexible small business loans

Benet Thomas August 16, 2022

What is a flexible business loan? Also known as a flexi loan, a flexible loan gives borrowers the freedom to make higher or lower repayments

Continue Reading »

Credit card processing loans and PDQ loans

Benet Thomas August 16, 2022

Understanding PDQ Loans Credit card processing loans, also known as PDQ loans or merchant cash advances, are a quick and simple alternative to a conventional bank

Continue Reading »

Limited Company Loans

Benet Thomas August 11, 2022

Understanding Loans for Limited Companies Understanding Limited Company loans is essential to finding the right deal for you. There are a wide variety of Limited

Continue Reading »

Who is a small business loan for?

Benet Thomas August 11, 2022

Business loans for a wide range of business types Every business needs cash in its bank account to run properly. It doesn’t matter how big

Continue Reading »

Bad or Adverse Credit Business Loans

Vasile Lazarescu July 25, 2022

You Can Get a Small Business Loan – Even With Poor Credit Capify have over 14 years’ experience of providing short-term funding for small businesses

Continue Reading »

Business loans to buy an existing business

Vasile Lazarescu July 25, 2022

So you’re wondering how to finance a small business purchase? If you’re new to buying businesses, and you don’t happen to have a spare £50,000

Continue Reading »

Business loan lengths

Gabby Covino July 21, 2022

Learn about small business loan term lengths : Short vs Long Every business needs cash in its bank account to run properly. It doesn’t matter

Continue Reading »

Small business loan providers

Gabby Covino July 21, 2022

Choosing a small business loans lender From government grants to online alternative finance, there are hundreds of lenders and finance providers to choose from. When

Continue Reading »

Sole Trader Loans

Gabby Covino July 21, 2022

It can be difficult to access suitable business funding and financing when you’re a sole trader.  Investing the time necessary to properly understand the options

Continue Reading »

What is a small business loan?

Gabby Covino July 21, 2022

Everything you need to know about small business loans Every business needs cash in its bank account to run properly. It doesn’t matter how big

Continue Reading »

What can a small business loan be used for?

Gabby Covino July 21, 2022

From boosting business performance to fueling your ambition Every business needs cash in its bank account to run properly. It doesn’t matter how big or

Continue Reading »

Where to go for a small business loan

Gabby Covino July 21, 2022

Finding a loan for your small business Small business loans are ideal for expanding a company or resolving unexpected operational issues, but knowing where to

Continue Reading »

Applying for a small business loan online

Vasile Lazarescu July 21, 2022

Small business loans are an ideal way to secure investment for your company and applying for a small business loan online means you can access

Continue Reading »

Small business loan application process

Vasile Lazarescu July 21, 2022

The Small business loan application process uncovered For many small businesses, well-thought-out borrowing can increase the opportunities for growth and diversification, ultimately having a positive

Continue Reading »

Secured Small Business Loans

Vasile Lazarescu July 20, 2022

Borrow up to £500k A secured business loan from Capify offers:  A loan value from £75k to £500k (subject to status) Up to 15 months

Continue Reading »

Fast, Flexible Small Business Loans

Vasile Lazarescu July 20, 2022

How can I do a quick business loan application? All business owners know that things can move at a fast pace and sometimes you need

Continue Reading »

Micro business loans

Benet Thomas July 20, 2022

Loans tailored to micro businesses When it comes to businesses in the UK, there’s no one scale. From large corporations to micro enterprises, each type

Continue Reading »

Merchant loans

Benet Thomas July 20, 2022

Loans for Merchants The UK is full of small to medium sized merchants, all of which contribute enormously the UK’s economy. The small business market

Continue Reading »

5 Financial Planning tips for Small Business Owners

Gabby Covino July 1, 2022

Smart financial decisions make your small business go round. The cash entering and leaving your business is vital for its growth and survival, so it’s important to be informed, prepared, and flexible.

Continue Reading »

The SME guide to cash flow management

Benet Thomas July 1, 2022

Strong cash flow is important for any business, but for SMEs it’s the lifeblood of their operations. Cash flow is all about the amount of money coming in and out of your business, and for small business owners, a positive cash flow provides opportunities to invest and grow.

Continue Reading »

5 Cash Flow Worries for British Businesses

Benet Thomas July 1, 2022

Cash flow management can affect every aspect of a business’ growth, from its ability to hire new staff to servicing more customers and clients.

Continue Reading »

A guide to cashflow – how much cash should my small business have in the bank?

Gabby Covino June 30, 2022

Cash is key for small businesses. It helps you pay your employees and suppliers when profits are slow or keeps things on track when clients are slow in paying you.

Steady cash flow is not only crucial when times are tough, however. It can also be used to help your business grow and develop, acting as a vital cash injection to push your SME into the next stage of growth.

Continue Reading »

The best ways to use working capital loans

Gabby Covino June 30, 2022

Working capital is at the heart of every successful company, no matter the size, but for small businesses, it’s even more important that cash in the bank is monitored and managed carefully.

Continue Reading »

Changing From a Sole Trader to a Limited Company

Gabby Covino June 29, 2022

If you’re considering changing your business to a limited company, here’s how to get started.

Continue Reading »

Should SMEs be looking beyond traditional banks?

Gabby Covino June 29, 2022

Since the 2008 financial crisis, consumer trust in banks has declined and despite efforts to support customers during the COVID-19 pandemic, the level of trust in traditional banks remains low.

Continue Reading »

Rising energy prices – what does it mean for UK SMEs?

Gabby Covino June 29, 2022

What does the ever-rising energy prices mean for the UK SME?

Continue Reading »

Post-Budget tips for SMEs: making the most in a tougher business climate

Gabby Covino June 29, 2022

The prospect of high inflation, how to address the UK’s eye-wetting levels of national debt and increases to the National Living Wage will only add to some of the longer-term problems businesses have faced of late. But setting aside the headwinds, how can businesses find their feet in what Chancellor Rishi Sunak has modestly described as a challenging environment?

Continue Reading »

Top 10 Ways to Manage Cash Flow

Benet Thomas June 27, 2022

For the 5.7 million SMEs in the UK, cash flow is a constant focus. It’s the money coming in and out of businesses, and without proper management, it can lead to big issues.

Continue Reading »

4 Simple Ways to Put More Cash Into Your Small Business

Benet Thomas June 25, 2022

Accessing more funds for your business can be a great way to grow and thrive. It provides you with the opportunity to achieve any plans that you have, whether that’s; launching a new product, increasing the marketing budget or refurbishing your premises.

Continue Reading »

4 Alternative Business Finance Products to be Familiar With

Benet Thomas June 24, 2022

The 2008 recession hit small business owners particularly hard, and many banks still won’t lend to them ten years later. As a result, alternative finance options for both businesses and consumers have sprung up all over the place.

Continue Reading »
Products
  • Small Business Loans
  • Secured Business Loans
  • Merchant Cash Advance
Partner with Us
  • Partners
  • Brokers
About
  • About Us
  • Careers
  • Contact Us
  • Fees
  • APR
  • Complaints
  • Modern Slavery Policy
  • Who Called You? (Phone # Directory)
Resources
  • Business Insights
  • Blog
  • FAQs
  • Loan Calculator
  • Privacy Policy
  • Terms of use
Facebook-f Instagram Linkedin-in X-twitter

Capify is a trademark licensed to United Kapital Limited (company registration number 06575165), Capify Uk Limited (Company Number 10183728) registered in England and Wales with offices Hamilton House, 249 Church Street, Altrincham, WA14 4DR.