No hidden fees
UK account manager
Personalised & tailored service
Secure business loans up to £3,000,000 giving you the financial flexibility to…
Pay your taxes, bills or suppliers with ease regardless of seasonality or unpaid invoices.
Whether you want to hire more staff, invest in marketing, or open a new store, we can ultimately help you reach any of your goals.
By improving your equipment or training your team, you will be investing in your business to boost overall efficiency.
Buy stock, materials or new equipment urgently needed to get your projects completed on time.
Discover how our innovative funding solutions are redefining what’s possible for growing businesses.
Get up to £3,000,000 with the speed and flexibility your business needs, whether it’s same-day unsecured funding or secured loans within 48 hours.
Discover your eligibility in no time, with zero hassle.
Receive a personalised offer designed especially for your business.
We offer unsecured and secured loans tailored to your business needs.
Once approved, enjoy fast access to your capital.
In today’s dynamic market, access to flexible, fast, and reliable funding is crucial. That’s why, at Capify, we specialise in providing lightning quick, tailored funding solutions that empower businesses to grow, adapt, and seize new opportunities. With Capify, you won’t have to wait weeks for funding, instead, you can get funded on the same day.
A quick, straightforward process that gets you going in seconds.
Access your funds swiftly upon approval, with the flexibility to top up once your needs grow.
Repay on your terms, with no penalties for settling early.
Personalised support, tailored to your business
We’re truly passionate about helping businesses succeed. When you choose to borrow from us, you’ll have the unwavering support of a dedicated, highly-trained Account Manager, always ready to assist.
Check out our customer reviews
We founded Capify in 2008 to support UK businesses facing funding challenges during the financial crisis.
With over 20 years of experience and more than £1.2 billion funded, we provide straightforward, responsible financing solutions to help UK & Australian businesses thrive.
Just let us know your details and we’ll give you a call right away
Following this, a Funding Specialist will guide you every step of the way
Yes, limited companies are eligible for Capify business loans. In fact, the majority of our customers are limited companies. We provide both secured and unsecured loans within the £10,000 to £3,000,000 range with flexible repayment terms from 3 to 12 months, specifically designed for SMEs.
The timeline from application to funding is typically 24-48 hours at Capify. Once you submit your enquiry and meet our eligibility criteria, we conduct a credit assessment. If approved, funds can reach your account within 24 hours. The exact timing depends on how quickly you provide required documentation (bank statements, ID, proof of business).
Capify requires a minimum monthly turnover of £10,000 to qualify for a small business loan. This requirement helps us ensure that your business has sufficient cash flow to manage the daily repayments comfortably without impacting your operations.
Yes, Capify considers applications from business owners with adverse credit. Unlike traditional banks, we look at the bigger picture including your business’s trading history, monthly turnover, and cash flow. While credit is a factor in our assessment, it’s not the only factor, making us more accessible than high-street banks.
Yes, Capify offers unsecured loans, meaning you don’t need to provide collateral such as property. The only requirement is a personal guarantee from the majority owner of the business. This makes our loans accessible to businesses that don’t have assets to secure against.
At Capify, we make business funding accessible with our streamlined application process. While we assess all applications individually, unsecured business loans are often easier to obtain than traditional bank loans because we focus on your business’s cash flow and trading history rather than just credit scores. Our flexible criteria include trading for at least 12 months and £10,000+ monthly turnover, and we can approve applications within hours.
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