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Capify, supporting UK SMEs with business financing from £5,000 - £500,000

If you have exciting and ambitious growth plans or want to maintain your existing success, we’re here to offer a hand. 

For nearly fifteen years, we have helped thousands of SMEs access the funding they need to grow and prosper. Many had previously been turned down by a traditional lender or asked to submit extensive applications before they would even be considered. 

We provide a fast, straight-forward alternative to traditional lenders. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm. 

Check your eligibility today with no impact on your credit score. 


Talk to a Human

We’ll take the time to understand your business and it’s needs so we can provide the best solution.


Flexible Loan Options

We’re proud to be one of the UKs first alternative business finance providers, trading in the UK since 2008.


Loans Decided by Experts

We offer a range of business finance products to suit the needs of different business types.

Sectors We Support

Here’s some of the main industries that we work with.
Whether you sell online or operate out of a physical premises, we could help your business to prosper.


Don’t worry if your business type isn’t listed.
Please contact us because we may still be able to help.

Capify’s qualifying criteria

To qualify for business finance from Capify, you need to:

Tick all of the boxes? Why not apply today and find out how much you can raise.

Access business finance with Capify in three easy steps

1. Check if your business qualifies in 60 seconds

See if you’re eligible without affecting your credit score.

You can do this via our quick and easy online eligibility form or by giving the team a call on 0800 151 0980.

2. Apply

Once you’ve received your personal no-obligation quote, one of our finance specialists will give you a call to guide you through the funding process. You’ll also be sent some documentation to check and sign!

3. Get the money

Once we receive the signed documentation back and you’re officially accepted, the money will be deposited straight into your business bank account.

Our customers

If you are seeking an alternative source of finance, you’re certainly not on your own. 

We have supported many satisfied customers over the 15 years we’ve operated in the UK.  

In our recent Business Confidence Survey, 52% of business owners stated were not confident they would be accepted if they applied for funding from their bank.

Over the past 15 years, we have helped thousands of businesses access the funding they need to grow and prosper. Many of the businesses we funded have been turned away by a traditional lender.

We look at more than just your credit score when making a lending decision. To get started, use our free eligibility checker to see if you could qualify for funding.

Apply online in minutes

Are you ready to make your dreams a reality?



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Loan Calculator

Get a quick estimate on how much you can borrow