• Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs

0800 151 0980

Check Eligibility
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs
  • Products
    • Small Business Loans
    • Secured Business Loans
    • Merchant Cash Advance
  • About
    • About Us
    • Customer Review Hub
    • Careers
    • Contact Us
  • Partner with Us
    • Brokers
    • Partners
  • Resources
    • Cash Flow Hub
    • Survey Hub
    • Business Booster Hub
    • Finance Info Hub
    • Business Insights
    • Blog
    • FAQs

Home » Capify Blogs

Tag: Capify Blogs

Capify secure £100 million credit facility from Pollen Street Capital

Benet Thomas April 29, 2024

Leading online SME lender Capify has today secured a £100 million credit facility from Pollen Street Capital (“Pollen Street”), an alternative asset manager dedicated to investing within financial and business services.

Continue Reading »

Protecting and valuing IP for SMEs

Benet Thomas April 26, 2024

Unlock the Power of Your IP: Discover How Valuing and Protecting Your Intellectual Property Can Drive SME Growth and Secure Financing. Click to learn the essential steps for maximizing the value of your business’s intangible assets.

Continue Reading »

Agriculture Trends for 2023

Benet Thomas October 19, 2023

Discover the Five Pivotal Trends Reshaping the UK Agricultural Sector and How Capify Can Help You Navigate Them. From volatile input costs to a seismic shift in consumer habits, uncover the challenges and opportunities awaiting SMEs in agriculture. Learn more now!

Continue Reading »
7 Steps to make your SME more sustainable

7 Steps to make your SME more sustainable

Benet Thomas October 11, 2023

Unlock the untapped potential of sustainability for your business. Learn how going green isn’t just good for the planet—it’s a game-changer for attracting top talent, winning customers, and securing investment. Even small steps can yield big rewards for SMEs. Read now to transform your business strategy.

Continue Reading »
Challenges & Opportunities in care home blog creative

Challenges and opportunities in care homes sector

Benet Thomas October 11, 2023

Discover why the UK’s rapidly ageing population is putting unprecedented pressure on the care home sector. Learn about the looming challenges of staffing shortages and escalating costs that could reshape the industry.

Continue Reading »
How to buy better: procurement tips for SMEs

How to buy better: procurement tips for SMEs

Benet Thomas September 13, 2023

Buying better is a delicate balance of art and science. So how can SMEs make the most of procurement processes and practices to maximise the impact to the business?

Continue Reading »

Regional Profile: North West

Benet Thomas September 13, 2023

Heartland of the Industrial Revolution and home to some of the country’s most beautiful landscapes, the North West of England is a varied regional area.

Continue Reading »

How to master sales for SMEs

Benet Thomas August 1, 2023

Sales are the lifeblood of any business and devising a sales strategy is essential to ensuring you are selling to the right people at the right price and in the right way. Our 10 step guide will help SMEs ensure their sales strategy is optimised to realise the business’ growth objectives.

Continue Reading »
Driving Growth in professional services

Driving growth in professional services: How to create a successful acquisition strategy

Benet Thomas June 27, 2023

Struggling in a challenging business climate? Discover the secret to boosting growth for business and professional services (BAPS) firms. Explore the advantages of strategic acquisitions and learn how to make a successful purchase. Recent research reveals surprising statistics that could reshape your business outlook.

Continue Reading »

5 hospitality trends for 2023

Benet Thomas June 1, 2023

The hospitality industry has faced significant challenges in recent years, but opportunities lie ahead. Discover the five key trends that will shape the sector in the coming year.

Continue Reading »
Billable hours creative

Is this the end of billable hours?

Benet Thomas May 31, 2023

Learn how changing customer demands are reshaping billing structures in the business and professional services sector. Read our latest article to learn how legal firms, accountants, architects, and more are transitioning to alternative billing models for enhanced competitiveness. Don’t miss out on this industry revolution!

Continue Reading »

Maximising Marketing for SMEs 

Benet Thomas May 17, 2023

Discover how securing external funding can drive innovation and growth for your small business. Our recent report highlights the benefits of seeking external finance, as most businesses lack the necessary funds to fuel their growth initiatives. Learn why accessing external finance is essential for small businesses and explore the ways it can support your innovative ventures.

Continue Reading »

Innovation & Funding

John Rozenbroek April 20, 2023

A recent report found businesses that secure external funding are more likely to innovate in their markets. There are several reasons why small businesses should consider seeking external finance, including the fact that most businesses don’t have the spare income to fund all of their growth initiatives. Read more about how external finance can help your small business grow and innovate.

Continue Reading »

4 Top Tips for improving work-life balance for small business owners

Benet Thomas April 6, 2023

Running a small business can put tremendous strain on your ability to achieve a healthy work-life balance. The demands of business ownership often result in longer, sometimes anti-social, hours and it can be harder to switch off. But carving out time for non-work activities is essential for your wellbeing, and that of your friends and family. It will also be better for the business.

Continue Reading »

3 Major Challenges Faced by Small Business Owners

John Rozenbroek April 6, 2023

SMEs face a lot of challenges in the current market and it takes much determination and patience to ensure that they succeed. Below we address three of the biggest challenges you might come across.

Continue Reading »

ESG and SMEs – what you need to know

Benet Thomas April 3, 2023

Despite the continuing headwinds facing the wider UK economy, there remains a considerable appetite from many SMEs to become more sustainable. But what are the opportunities for ESG-focused smaller businesses, and what are the barriers they need to overcome?

Continue Reading »

What does the banking crisis mean for SMEs?

John Rozenbroek March 22, 2023

The collapse of Silicon Valley Bank has raised concerns over contagion in the banking system and fears of another banking crisis. Thankfully, a lot has changed since the great banking collapse of 2008, including innovations in lending that SMEs rely on to support their operations

Continue Reading »

ESG and small businesses… why investing is the right thing to

John Rozenbroek March 21, 2023

ESG ignorance is costly. 56% of small business owners are unfamiliar with ESG, which is understandable as it has primarily been a concern for large corporations. However, with increasing support and interest in COP26, times are changing. ESG stands for Environmental, Social, and Governance, but how will it affect your business?

Continue Reading »
Business owner happily procuring small business loan

How to get a small business loan

Benet Thomas March 16, 2023

During the course of running your business, there may be times when you need an injection of external finance to help meet day-to-day challenges or realise strategic opportunities. The process and conditions of securing that loan vary by each lender, but there are some things you can prepare to help make the process smoother.

Continue Reading »

Managing inventory to boost cash flow

Benet Thomas March 2, 2023

Learn how effective inventory management can boost cash flow for small businesses in this blog post. Discover how understanding inventory turnover ratio and using strategies such as increasing sales, improving forecasting, identifying best sellers, selling off older stock, and reducing the cost of goods sold can help improve your inventory turnover ratio.

Continue Reading »

What can SMEs expect from the Spring Budget?

Benet Thomas March 2, 2023

On March 15th Jeremy Hunt will make his second budget announcement as Chancellor of the Exchequer. What he unveils on the day can have a huge impact on the operations and finances of SMEs across all sectors.

Continue Reading »

5 signs you might need a small business loan

Benet Thomas February 14, 2023

This article discusses how a small business loan could help capitalise on exciting new opportunities during a period of market movement when competitors are struggling and buying habits are changing. It highlights events like a new store location becoming available or the opportunity to pivot operations to meet a new market segment as good reasons to seek an injection of cash.

Continue Reading »

How to manage SME expenses

Benet Thomas December 21, 2022

Expense management is key to business success. It will place financial strain on your business and impact profitability if allowed to go unchecked. We offer up some tips and advice on how to improve, manage and stay on top of your company spending.

Continue Reading »

Preparing for 2023: How UK SMEs can survive and thrive in the year ahead

Benet Thomas December 21, 2022

After a difficult 2022, trading conditions for UK businesses are set to be even more challenging in 2023. Official forecasts indicate that the economy will remain in recession for much if not all the year. We collate the insights from a range of experts on what businesses can expect in the year ahead.

Continue Reading »

Make this festive season your most profitable yet

Benet Thomas November 29, 2022

Whilst 2022 might see festive spend decline due to the ongoing cost of living crisis, consumer data company Statista predict that retail sales over Christmas could still reach £82.2 billion British pounds. Whilst that’s down on last year, it’s an increase from 2016, 17, 18 and 20!

Continue Reading »

Taking a long-term view to green investment

Benet Thomas September 27, 2022

Latest research from Capify finds that green investments are slipping down the priority list for UK SMEs. But when the economy recovers, those companies with sustainable credentials will be well-placed to accelerate their growth. 

Continue Reading »

UK SMEs demand immediate support from the new PM and her cabinet

Benet Thomas September 12, 2022

Latest research by alternative lender Capify finds SME owners are looking to the new Truss government to assist with a plethora of business challenges ranging from soaring inflation, weakening demand and rising interest rates.

Continue Reading »

Q2 Business Confidence Survey: Findings

Benet Thomas September 8, 2022

Find out the results of Capify’s Q2 Business Confidence Survey.

You’ll also be able to see how the findings differ from previous surveys we’ve conducted.

Continue Reading »

Extreme weather and the hospitality sector

Benet Thomas August 11, 2022

As the UK battles record temperatures, many climatologists believe extreme weather will become the future norm. The foodservice and hospitality sector is one industry which is directly impacted by conditions outside. So how will businesses need to evolve to meet changing demand as the mercury rises and falls?

Continue Reading »

Mastering SME cash reserves

Vasile Lazarescu July 21, 2022

For many small businesses, even profitable ones, the level of cash in the bank can be the difference between success and failure. Ensuring you know what you need in reserve – to meet your growth objectives or navigate bumps in the road – should be an integral part of SME business planning.

Continue Reading »

What Fashion Retailers can Learn from London Fashion Week

Vasile Lazarescu July 1, 2022

London Fashion Week (LFW) is one of the biggest dates in the global fashion calendar, bringing together 250 designers and orders worth £100 million in February and September every year. 

Continue Reading »

5 Inspirational and Innovative Female Business Leaders

Benet Thomas July 1, 2022

The number of women in C-level, executive jobs is still relatively low in the UK. Just 6 of the FTSE 100 chief executives are women (8 are called Dave), and those male chief executives “earn on average 77% more” than the women on the same board.

Continue Reading »

5 Financial Planning tips for Small Business Owners

Gabby Covino July 1, 2022

Smart financial decisions make your small business go round. The cash entering and leaving your business is vital for its growth and survival, so it’s important to be informed, prepared, and flexible.

Continue Reading »

4 Reasons Why Your Business Won’t Grow Without Funding

Gabby Covino July 1, 2022

The recession is officially over, but the climate is still tough for small businesses and SMEs.
For that reason, many are looking to alternative finance options to expand and grow, rather than traditional routes. If you’re hesitating, here’s why your business will struggle to grow without an injection of funds.

Continue Reading »

The SME guide to cash flow management

Benet Thomas July 1, 2022

Strong cash flow is important for any business, but for SMEs it’s the lifeblood of their operations. Cash flow is all about the amount of money coming in and out of your business, and for small business owners, a positive cash flow provides opportunities to invest and grow.

Continue Reading »

The Supply Chain Crisis & SMEs in 2022

Benet Thomas July 1, 2022

Business owners in the United Kingdom are facing the highest rate of inflation for a decade, as Covid-19’s fallout drives up the cost of raw materials. Towards the end of 2021, significant supply chain disruptions were happening across the country and the rise in inflation is likely to see this continue well into 2022.

But other than a general 8% increase in price tags, how has the supply chain crisis affected the various sectors of industry so far, and what has it meant to business owners?

Continue Reading »

5 Cash Flow Worries for British Businesses

Benet Thomas July 1, 2022

Cash flow management can affect every aspect of a business’ growth, from its ability to hire new staff to servicing more customers and clients.

Continue Reading »

The Top UK Cities For Business Growth

Benet Thomas July 1, 2022

Recently there was an analysis performed on 150,000 businesses in the UK to see how various locations stacked up in terms of business growth.

Continue Reading »

A guide to cashflow – how much cash should my small business have in the bank?

Gabby Covino June 30, 2022

Cash is key for small businesses. It helps you pay your employees and suppliers when profits are slow or keeps things on track when clients are slow in paying you.

Steady cash flow is not only crucial when times are tough, however. It can also be used to help your business grow and develop, acting as a vital cash injection to push your SME into the next stage of growth.

Continue Reading »

The best ways to use working capital loans

Gabby Covino June 30, 2022

Working capital is at the heart of every successful company, no matter the size, but for small businesses, it’s even more important that cash in the bank is monitored and managed carefully.

Continue Reading »

Survey Data: how do SMEs feel about environmental schemes following COP26

Gabby Covino June 30, 2022

In the wake of COP26 and the strive to create a greener economy, many small business owners have been asking themselves how they can factor in greener initiatives into their business models.

Continue Reading »

Changing From a Sole Trader to a Limited Company

Gabby Covino June 29, 2022

If you’re considering changing your business to a limited company, here’s how to get started.

Continue Reading »

Should SMEs be looking beyond traditional banks?

Gabby Covino June 29, 2022

Since the 2008 financial crisis, consumer trust in banks has declined and despite efforts to support customers during the COVID-19 pandemic, the level of trust in traditional banks remains low.

Continue Reading »

Shipping Container Crisis and the effect on Wholesale Businesses and Consumers

Gabby Covino June 29, 2022

With so much global trade relying on shipping freights, containers, and their ability to reach their destination safely, in this article we discuss how the astronomical price rises on the cost of containers is undoubtedly going to be passed on to the UK consumer for the foreseeable future and more critically, for Christmas.

Continue Reading »

Rising energy prices – what does it mean for UK SMEs?

Gabby Covino June 29, 2022

What does the ever-rising energy prices mean for the UK SME?

Continue Reading »

Post-Budget tips for SMEs: making the most in a tougher business climate

Gabby Covino June 29, 2022

The prospect of high inflation, how to address the UK’s eye-wetting levels of national debt and increases to the National Living Wage will only add to some of the longer-term problems businesses have faced of late. But setting aside the headwinds, how can businesses find their feet in what Chancellor Rishi Sunak has modestly described as a challenging environment?

Continue Reading »

More than one in three UK SMEs are planning to grow their workforce

Gabby Covino June 29, 2022

The second batch of findings from our latest survey of UK small businesses found that 35% of SMEs plan to grow their workforce by more than 10% over the next year.

Continue Reading »

Top 10 Ways to Manage Cash Flow

Benet Thomas June 27, 2022

For the 5.7 million SMEs in the UK, cash flow is a constant focus. It’s the money coming in and out of businesses, and without proper management, it can lead to big issues.

Continue Reading »

4 Things Independent Retailers can Learn from Fashion Week

Benet Thomas June 25, 2022

London Fashion Week (LFW) is one of the biggest dates in the global fashion calendar, bringing together 250 designers and orders worth £100 million in February and September every year.

Continue Reading »

4 Simple Ways to Put More Cash Into Your Small Business

Benet Thomas June 25, 2022

Accessing more funds for your business can be a great way to grow and thrive. It provides you with the opportunity to achieve any plans that you have, whether that’s; launching a new product, increasing the marketing budget or refurbishing your premises.

Continue Reading »

4 Mistakes That Every Business Owner Makes

Benet Thomas June 24, 2022

Owning a business is arguably one of the most demanding jobs that there is and in order to continuously improve, owners are required to work hard every single day. Whether you’re thinking about setting up your own company or are already established in your market, here’s some mistakes that you should avoid making.

Continue Reading »

4 Alternative Business Finance Products to be Familiar With

Benet Thomas June 24, 2022

The 2008 recession hit small business owners particularly hard, and many banks still won’t lend to them ten years later. As a result, alternative finance options for both businesses and consumers have sprung up all over the place.

Continue Reading »
10 key strategies to succeed in business in 2022

10 key strategies to succeed in business in 2022

Benet Thomas December 15, 2021

Owning a small business can be one of the most rewarding experiences, however, the big leap into the great unknown can leave you with financial strain, no time for yourself and some serious anxiety. The more you know, the more you earn. So, let’s get down to business with our top 10 tips for you to grow your business!

Continue Reading »

Gross Profit Vs Net Profit – what’s the difference?

Benet Thomas July 8, 2021

Keeping a close eye on your finances is vital as a small business owner but understanding exactly which numbers you need to have close sight of and the differences between them can take some time to master.

Continue Reading »
Products
  • Small Business Loans
  • Secured Business Loans
  • Merchant Cash Advance
Partner with Us
  • Partners
  • Brokers
About
  • About Us
  • Careers
  • Contact Us
  • Fees
  • APR
  • Complaints
  • Modern Slavery Policy
  • Who Called You? (Phone # Directory)
Resources
  • Business Insights
  • Blog
  • FAQs
  • Loan Calculator
  • Privacy Policy
  • Terms of use
Facebook-f Instagram Linkedin-in X-twitter

Capify is a trademark licensed to United Kapital Limited (company registration number 06575165), Capify Uk Limited (Company Number 10183728) registered in England and Wales with offices Hamilton House, 249 Church Street, Altrincham, WA14 4DR.