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Home » Capify Blogs

Tag: Capify Blogs

Capify secure £100 million credit facility from Pollen Street Capital

Benet Thomas April 29, 2024

Leading online SME lender Capify has today secured a £100 million credit facility from Pollen Street Capital (“Pollen Street”), an alternative asset manager dedicated to investing within financial and business services.

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Agriculture Trends for 2023

Benet Thomas October 19, 2023

Discover the Five Pivotal Trends Reshaping the UK Agricultural Sector and How Capify Can Help You Navigate Them. From volatile input costs to a seismic shift in consumer habits, uncover the challenges and opportunities awaiting SMEs in agriculture. Learn more now!

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Challenges & Opportunities in care home blog creative

Challenges and opportunities in care homes sector

Benet Thomas October 11, 2023

Discover why the UK’s rapidly ageing population is putting unprecedented pressure on the care home sector. Learn about the looming challenges of staffing shortages and escalating costs that could reshape the industry.

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Regional Profile: North West

Benet Thomas September 13, 2023

Heartland of the Industrial Revolution and home to some of the country’s most beautiful landscapes, the North West of England is a varied regional area.

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5 hospitality trends for 2023

Benet Thomas June 1, 2023

The hospitality industry has faced significant challenges in recent years, but opportunities lie ahead. Discover the five key trends that will shape the sector in the coming year.

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Billable hours creative

Is this the end of billable hours?

Benet Thomas May 31, 2023

Learn how changing customer demands are reshaping billing structures in the business and professional services sector. Read our latest article to learn how legal firms, accountants, architects, and more are transitioning to alternative billing models for enhanced competitiveness. Don’t miss out on this industry revolution!

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3 Major Challenges Faced by Small Business Owners

John Rozenbroek April 6, 2023

SMEs face a lot of challenges in the current market and it takes much determination and patience to ensure that they succeed. Below we address three of the biggest challenges you might come across.

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ESG and SMEs – what you need to know

Benet Thomas April 3, 2023

Despite the continuing headwinds facing the wider UK economy, there remains a considerable appetite from many SMEs to become more sustainable. But what are the opportunities for ESG-focused smaller businesses, and what are the barriers they need to overcome?

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What does the banking crisis mean for SMEs?

John Rozenbroek March 22, 2023

The collapse of Silicon Valley Bank has raised concerns over contagion in the banking system and fears of another banking crisis. Thankfully, a lot has changed since the great banking collapse of 2008, including innovations in lending that SMEs rely on to support their operations

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ESG and small businesses… why investing is the right thing to

John Rozenbroek March 21, 2023

ESG ignorance is costly. 56% of small business owners are unfamiliar with ESG, which is understandable as it has primarily been a concern for large corporations. However, with increasing support and interest in COP26, times are changing. ESG stands for Environmental, Social, and Governance, but how will it affect your business?

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What can SMEs expect from the Spring Budget?

Benet Thomas March 2, 2023

On March 15th Jeremy Hunt will make his second budget announcement as Chancellor of the Exchequer. What he unveils on the day can have a huge impact on the operations and finances of SMEs across all sectors.

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Taking a long-term view to green investment

Benet Thomas September 27, 2022

Latest research from Capify finds that green investments are slipping down the priority list for UK SMEs. But when the economy recovers, those companies with sustainable credentials will be well-placed to accelerate their growth. 

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UK SMEs demand immediate support from the new PM and her cabinet

Benet Thomas September 12, 2022

Latest research by alternative lender Capify finds SME owners are looking to the new Truss government to assist with a plethora of business challenges ranging from soaring inflation, weakening demand and rising interest rates.

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Q2 Business Confidence Survey: Findings

Benet Thomas September 8, 2022

Find out the results of Capify’s Q2 Business Confidence Survey.

You’ll also be able to see how the findings differ from previous surveys we’ve conducted.

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Extreme weather and the hospitality sector

Benet Thomas August 11, 2022

As the UK battles record temperatures, many climatologists believe extreme weather will become the future norm. The foodservice and hospitality sector is one industry which is directly impacted by conditions outside. So how will businesses need to evolve to meet changing demand as the mercury rises and falls?

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5 Inspirational and Innovative Female Business Leaders

Benet Thomas July 1, 2022

The number of women in C-level, executive jobs is still relatively low in the UK. Just 6 of the FTSE 100 chief executives are women (8 are called Dave), and those male chief executives “earn on average 77% more” than the women on the same board.

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The Supply Chain Crisis & SMEs in 2022

Benet Thomas July 1, 2022

Business owners in the United Kingdom are facing the highest rate of inflation for a decade, as Covid-19’s fallout drives up the cost of raw materials. Towards the end of 2021, significant supply chain disruptions were happening across the country and the rise in inflation is likely to see this continue well into 2022.

But other than a general 8% increase in price tags, how has the supply chain crisis affected the various sectors of industry so far, and what has it meant to business owners?

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5 Cash Flow Worries for British Businesses

Benet Thomas July 1, 2022

Cash flow management can affect every aspect of a business’ growth, from its ability to hire new staff to servicing more customers and clients.

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The Top UK Cities For Business Growth

Benet Thomas July 1, 2022

Recently there was an analysis performed on 150,000 businesses in the UK to see how various locations stacked up in terms of business growth.

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Survey Data: how do SMEs feel about environmental schemes following COP26

Gabby Covino June 30, 2022

In the wake of COP26 and the strive to create a greener economy, many small business owners have been asking themselves how they can factor in greener initiatives into their business models.

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Should SMEs be looking beyond traditional banks?

Gabby Covino June 29, 2022

Since the 2008 financial crisis, consumer trust in banks has declined and despite efforts to support customers during the COVID-19 pandemic, the level of trust in traditional banks remains low.

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Shipping Container Crisis and the effect on Wholesale Businesses and Consumers

Gabby Covino June 29, 2022

With so much global trade relying on shipping freights, containers, and their ability to reach their destination safely, in this article we discuss how the astronomical price rises on the cost of containers is undoubtedly going to be passed on to the UK consumer for the foreseeable future and more critically, for Christmas.

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Rising energy prices – what does it mean for UK SMEs?

Gabby Covino June 29, 2022

What does the ever-rising energy prices mean for the UK SME?

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More than one in three UK SMEs are planning to grow their workforce

Gabby Covino June 29, 2022

The second batch of findings from our latest survey of UK small businesses found that 35% of SMEs plan to grow their workforce by more than 10% over the next year.

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Gross Profit Vs Net Profit – what’s the difference?

Benet Thomas July 8, 2021

Keeping a close eye on your finances is vital as a small business owner but understanding exactly which numbers you need to have close sight of and the differences between them can take some time to master.

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