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Email: enquiries@capify.co.uk

Annual Percentage Rate (APR) Explained 

What is an Annual Percentage Rate 'APR'?

The APR is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of an unsecured loan up to £25,000 over its term. This applies to Capify’s Business Loan products up to £25,000. The calculation below includes any fees and costs associated with the transaction (if any). 




APR example for a Capify Business Loan for £24,000 over 1 year:

On this basis, the average effective APR will be 67.89%

Did you know that the British Business Bank estimates that banks reject 100,000 small businesses each year? 

Capify offers accessible alternative business loans to people who want to grow their business. We can raise owners anywhere between £3,500 - £500,000 within days of applying.



United Kapital Limited is registered in England and Wales, Registered No 06575165 with a registered address of Station House, Stamford New Road, Altrincham, Cheshire WA14 1EP. Capify is a trademark licensed to United Kapital Limited (company registration number 06575165) and Capiota Limited (company registration number 08080805), each registered in England and Wales with registered offices at Station House, Stamford New Road, Altrincham, Cheshire WA14 1EP. The use of the word Capify herein is referring to said trademark and the companies to which it is licensed United Kapital Limited and Capiota Limited. A merchant cash advance is not a loan but the purchase of future receivables Merchant Cash Advance is provided by United Kapital Limited LLC and small business loans are provided by Capiota Limited LLC.