Capify can pay you directly for eligible supplier invoices, so you improve cash flow, reduce chasing, and remove bad-debt exposure on funded invoices. Your customer repays Capify over up to 3 months.
If your customer needs breathing space to pay, Capify can fund eligible invoices so you get paid promptly, and your customer repays Capify over up to three monthly instalments.
(B2B goods invoice, typically £5,000+)
(subject to credit approval)
of your invoice value like factoring/invoice finance
to accommodate payment delays
with the buyer (reducing your admin)
for funded invoices
Late payments put pressure on both sides of the relationship. This gives wholesalers a structured way to get paid on time, while giving buyers a manageable route to settle larger invoices — without renegotiating terms.
Not sure if you qualify? The criteria below cover the basics. A 15-minute call confirms the rest.
(supplier)
UK Limited Company
Selling goods B2B and issuing invoices to Ltd companies
Invoice value typically £5,000+
Invoice issued in the last 30 days
(your customer)
UK Limited Company
Trading for 12+ months
Annual turnover £120,000+
Subject to Capify credit checks and approval
Invoice finance is the engine room for sectors dealing with long payment terms.
Bridge the gap between high upfront material costs and lengthy project payment cycles.
Ensure your contractors and staff are paid on time, even if your clients pay in 60 days.
Keep production lines moving and supply chains active without waiting for end-client settlement.
Cover rising fuel and maintenance costs immediately, regardless of payment delays.
Balance inventory purchasing with seasonal sales fluctuations.
This isn’t a product for every invoice or every customer. It works best in specific situations — where the relationship is worth protecting, but waiting on payment isn’t an option.
No. It can be offered selectively where it helps maintain on-time payments.
No — you continue invoicing as normal. Capify funds eligible invoices and manages repayment with the buyer.
No. This is a supplier invoice payment option where Capify pays the supplier directly and the buyer repays Capify over up to 3 months.
Typically B2B goods invoices of £10k+ issued within the last 30 days, subject to eligibility and credit approval.
No. All funding is subject to credit assessment and approval.
Disclaimer:
Funding is subject to eligibility criteria and credit approval.
Maximum repayment term up to three months (terms may vary).
This page is intended for UK businesses. Capify does not provide advice; you should consider your circumstances.”
