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HOTEL FINANCE

A specialist market needs specialist guidance.

Whether you need hotel finance for renovation, refurbishment or simply for cash flow, our team is ready to assist you.

Throughout the most economic difficult periods, born out of the 2008 financial crises, we have assisted our clients in obtaining finance for the development of hotels at fixed rates. Each hotel finance application is evaluated on its own merit. This means that even if you’ve been denied finance before for adverse credit, we can still help provide funding for your hotel business. 

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Capify's Hotel finance:

Funding solutions for hotel purchase & renovation work from £5,000 up to £3,000,000

UK Coverage

Regular, manageable repayments

Acquisition, refinancing, and renovation finance expertise

Providing cash flow support for hotel trading

We provide a friendly, professional service to help you get the money you need at the best available rates.

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Online Eligibility Checker

Get conditionally approved in just 2 minutes with no impact on your credit rating.

All Credit Profiles Considered

We may be able to provide funding when other lenders may not.

Fast, Straightforward Application

Receive your funds in as little as 24 hours.

Fast, straightforward funding for your small business

Whether it’s an unexpected bill or broken equipment that urgently needs to be replaced, we’re here to help you access cash quickly.

Our application is fast and simple, meaning you could receive the funds in your bank account in as little as 24 hours.

Unlike a bank loan which can often take several days or even weeks to approve, there is no lengthy paperwork to complete or business plans to submit.

You can get pre-approved for a Capify small business loan using our eligibility checker, so you can get the quick funding you need to keep your business moving.

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To quality for a Capify business loan, you must be a:

  • Have a trading history of 12 months+
  • Have a monthly turnover of £10,000+

Thousands of Businesses Funded

We're rated "Excellent" on Trustpilot

Borrowing Capacity

Funding available from £5,000 to £3,000,000

Get Approved Quickly

Same day approvals & funding possible in 24 hours

Unsecured Business Loans Available

No assets or security required

Minimum paperwork

Complete your application online or by phone in as little as 10 minutes

Easy Repayments

Fixed regular repayments that are easy on your cash flow

Simple Renewal Options

Options for additional funding once you've paid off a percentage of your loan

Why Choose Capify?

Over the past 15 years, we’ve helped thousands of businesses access the funding they need to grow and prosper. Many had previously been turned down by a traditional lender or asked to submit extensive applications before they would even be considered. 

Our lending is quick and straightforward. Just tell us about yourself and your business, and we can give you an instant decision. 

Fast and Convenient Funding

Get conditionally approved for a loan in just 60 seconds with our online eligibility checker, and funded in as little as 24 hours. There are no business plans or proposals to submit and no lengthy paperwork to complete. You can complete your online application quickly and easily in around 10 minutes.

Applications Assessed by People – Not Computers

Capify is not a bank and may be able to help you when a traditional lender might not. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm.

Flexible Loans for Any Purpose

Get funding from £5,000 to £3,000,000 for any business purpose - from working capital or purchasing new equipment, to paying off your existing debts. Capify loans are repaid in small, manageable payments, rather than larger monthly repayments, to minimise the impact on your cashflow.

Small, Fixed Repayments to Manage Your Cashflow with Ease

Unlike a traditional lender, a Capify loan is repaid in regular instalments. This often makes it much easier to manage your cashflow than large, monthly repayments, or repayments which take a percentage of your daily turnover. Our team will work with you to create the best plan for your business.

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FAQs

Hotel finance is the process of obtaining funds to purchase, renovate, or expand a hotel.

Hotel finance may be provided by a variety of sources, including banks, private lenders, venture capital firms, and government programs. Loans for hotel financing may be secured or unsecured, depending on the lender and the borrower’s creditworthiness. Hotel finance may also involve equity financing, which involves the sale of a portion of the ownership interest in the hotel.

 
 

We offer traditional business loans unsecured and secured and Merchant Cash Advances offering funds from £5,000 to over £500,000.

If your hotel has been in business in the UK for over 6 months, has a monthly turnover of over £10,000, and is either a partnership/sole proprietorship you can qualify for fundings. Check your eligibility on our website today.

The amount a hotel can borrow depends on a variety of factors including what type of loan, credit, and monthly turnover. Utilize our loan calculator to see how much you might be eligible for today.

A small business loan or merchant cash advance can be used towards any type of improvements that will help grow your business. This can range from renovating rooms, purchasing new appliances, or trying a new marketing scheme.

If your hotel has been in business in the UK for over 6 months, has a monthly turnover of over £10,000, and is either a partnership/sole proprietorship you can qualify for fundings. Check your eligibility on our website today.

The hospitality sector is constantly evolving to attract a constant stream of happy clientele that will continue to use their establishments for years to come.

Most Hotels will carry out a ‘soft’ renovation every 5 or so years to refresh the interior of the bedrooms. Items such as; curtains, bed-sheets, carpets & furniture will often be replaced.

Occasionally livening up the lived-in areas will reaffirm to loyal customers that their having a positive, clean & safe experience is of the utmost importance to your establishment.

Minor Renovation – Minor renovation is carried about by reputable Hotels every few years, this includes; repainting rooms, replacing bed sheets, curtains, furniture and anything else that typically has day-to-day wear and tear from guests.

Major Renovation – Major renovations could include improving the kitchen or dining area, adding/restoring recreational areas such as a swimming pool, any structural changes or even just adding a bath to a room where there previously was none

Loans for hotel businesses with poor credit

Missed a few payments in the past? It doesn’t have to mess up your future finance.

Capify’s small business loan can work for hotel business with all kinds of credit profiles and backgrounds. A lot of small businesses have a varied credit report, maybe with the occasional late payment. It’s hard to be perfect all the time.

Whether your credit is spot on, or a little bit shaky, Capify can usually help. To find out if you’ll be eligible, just get in touch with one of our friendly advisers.

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