Insights from SME owners across the UK on confidence, cash flow, late payments and growth plans.
SMEs confident about the UK economy
Confident about their own business
Say operating costs increased
Say late payments affect how they operate
Small businesses are navigating rising costs, delayed payments and economic uncertainty. To understand how SME owners are responding, Capify surveyed more than 200 UK businesses across multiple sectors.
The results reveal a clear confidence gap: SMEs remain cautious about the economy but confident in their own businesses.
The report explores what this means for cash flow, investment and growth plans in the year ahead.
Half of SMEs are concerned about their cash flow, with just 7% saying it is “very healthy”.
“This survey helps us – and the wider network of partners, policymakers and regulators – better understand and support this vital powerhouse of the British economy.”
