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SME Blog

Helpful articles and resources around a range of topics:

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Why Profitable SMEs Still Struggle with Cash Flow — Even When Banks Say “No”

February 5, 2026
Don’t let a "no" from the bank stall your growth. Learn why even profitable SMEs face cash flow gaps, how to bridge the divide between profit and liquidity, and how to unlock the working capital you need to scale without traditional bank finance.

Business Tax Arrears: What Established Businesses Need to Know (Before Banks Say No)

February 4, 2026
Don’t let tax arrears stall your funding. Learn how to manage HMRC debt, restore lender confidence, and protect your business’s reputation and cash flow.

Keep Your Small Business Cash Flow Healthy When the Going Gets Tough

January 20, 2026
Don’t let compliance costs stall your momentum. As SMEs scale, one-off regulatory fees can squeeze even the healthiest cash flow. Learn how to forecast these growth triggers and manage the timing of professional fees to keep your business resilient.

Using BI To Improve Cash Flow

January 18, 2026
This article looks at the type of data SMEs might look at to help improve its cash flow visibility and performance. Some of these processes can be automated through BI tools and software which is now more accessible and affordable for SMEs.

6 ways SMEs can get to grips with VAT

January 15, 2026
Master your VAT: 6 tips for SMEs to manage cash flow, use digital tools, and bridge timing gaps with strategic finance. Read more to stay in control.

How SMEs can manage the cash flow impact of regulation and compliance

January 12, 2026
Don’t let compliance costs stall your momentum. As SMEs scale, one-off regulatory fees can squeeze even the healthiest cash flow. Learn how to forecast these growth triggers and manage the timing of professional fees to keep your business resilient.
Why SMEs Choose Capify

Trusted Cash Flow Support for UK Businesses

We’ve been supporting UK SMEs for years with funding and tools that make cash flow management easier.
Businesses choose Capify because:

Funding available from £5,000

Simple, fast application

Dedicated UK-based account manager

Quick decisions and fast funding

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Strong track record of positive customer reviews