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As a restaurant owner, you know particularly well how time-consuming it can be to make a service business successful. Your main goal is making your restaurant as profitable as possible, but sourcing the kind of working capital it takes to make this happen can be a bigger challenge than making your business work in the first place.

Raise between £3,500 and £500,000

Capify offers a refreshing and unique approach to small business working capital. We offer businesses like yours flexible finance options; mainly in the service an hospitality sectors, making Capify’s loans some of the most achievable business finance products on the market. Many restaurant owners don’t have the financial freedom to use a significant portion of their earnings for major developments. Sometimes, the only option is alternative sources of working capital.

With flexible, fast working capital from Capify, you can make your development plans a reality, turning your business into a much more profitable one. To meet the Capify criteria, your restaurant must have been established for 9 months minimum, be a limited company, and process at least £7,000 through your business bank account each month.


Once you’ve secured the working capital you need for your restaurant, you will have the funds to transform your ideas into successful growth and profit. You can take on more skilled staff for busier times of the year, develop your menu to include seasonal changes, or even allocate more budget to your marketing strategy.

The working capital that you raise will be simple to repay; you don’t have to process any bills or payments yourself, and the amounts are based around your restaurant’s cash flow and revenue. The repayments will be spread over five to twelve months on a manageable, daily basis.

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