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Working capital for small businesses isn’t usually an easy find. Many pub and bar owners struggle to find flexible business loans that work for them, as banks are generally rejecting the majority of small business owners in Britain. Unfortunately, it’s often impossible for business owners to raise the funds themselves, as their overheads are already substantial. There are other options out there, however, and Capify can offer refreshing alternatives.

Raise between £3,500 and £500,000

With Capify, you can raise 75% of your monthly revenue, securing a figure between £3,500 and £500,000 to improve and grow your pub or bar in any way you need to. You could update your stock, host bigger events which bring in more customers, or hire new staff for busier seasonal periods.


The application process really is simple. To be accepted, your pub or bar must take a minimum of £7,000 in customer payments each month, be a limited company, abd established for 9 months or more. 90% of business owners who apply to Capify find that they meet this criteria easily and are accepted.


Each day, a small sum will be paid from your business bank account as part of the repayments, and the debt will be cleared over 5 to 12 months. Most business owners who use Capify to raise working capital find this repayment method to be particularly manageable, as they’re free to carry on making their business as successful as they can.

Capify are one of the only business lenders in Britain to be able to offer a quote in 60 seconds to all applicants – we can also tell you if you have been approved before you even need to pick up the phone. As part of the application process, our experienced loan advisors will guide you through the whole process, from raising the working capital to repaying it. Our team have been rated 5 stars for helpfulness by our existing customers, so you can rest assured they will give you expert advice on a personal basis, 24 hours a day.

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