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  • Why does a business need funding?

It’s an old fashioned saying, but there’s truth in ‘You’ve got to speculate to accumulate’. As a business owner, you’ll be used to cutting costs, making savings, and reducing waste. Sometimes, however, you need to spend money to make money.

By investing in both big and small changes, your business can become significantly more profitable. Funding allows you to pay for things that have previously been out of reach, or would have taken a big bite out of your savings.

How to invest in your business

Consider how you want your business to develop and what you want to focus on over the next 6-12 months.

Your flow of regular customers could be very healthy, but you want to increase the value of each transaction. If you’re still relatively new to the high street, your focus could be on awareness and branding.

Here are some investment ideas for your small business.


When it comes to essential equipment, going for the cheap option can cost far more in the long run. With business funding, you can invest in the most reliable, reputable brands, upgrade to the most energy efficient kit, and keep them running smoothly for as long as possible.


Whether they’re front of house or have a crucial role behind the scenes, your staff will be somewhat responsible for your businesses reputation, you need to ensure that the impression they make is a positive one. Business funding can help you pay for valuable training courses, or extra support during busy times. 

Stock and supplies

The raw materials you choose are especially important. For restaurateurs, the quality and combination of ingredients can secure the best online reviews. Salon owners can attract and keep new customers with the best tools, dyes, and products. Your customers will feel valued and looked after when they see you buy the best.

Renovation and refurbishment

No matter how small, your space is the public face your customers get to know. Business funding can help you look after it, decorate, or even knock down walls and build an extension to create more space.

Marketing and advertising

Effective marketing often requires a decent budget. You can use business finance to identify your most effective online and offline channels, hire designers and consultants to help you create a smart strategy, and bring in new, valuable customers.

Flexible finance from Capify

The Capify Merchant Cash Advance is designed to help business owners make important updates to their business, while protecting their cash flow.

You could raise from £3,500 – £500,000 within days of applying.

Manageable repayments

A small percentage of every card transaction will be taken until the finance is repaid, so we only get paid when you do.

Your business can raise finance for essential upgrades, refurbishment, and marketing.

Find out how much you could raise with our quick quote tool.

Get A Quote

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