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What is alternative finance?

Alternative finance includes financial products which go beyond the traditional. Instead of using legacy systems and methods we’ve been using for decades, alternative funding uses data, technology, and online platforms to speed up financial processes and offer unique repayment structures.

Alternative finance in the UK is now worth £4.6 billion, growing by 43% between 2016 and 2017.

Capify’s Alternative Business Loan

Capify products are a flexible alternative to a traditional bank loan. The terms are flexible, the application’s simple, and you can: 

  • Get a quick quote in 60 seconds. Instead of filling in a long application, find out how much finance you can raise in just one minute. To get started, just tell us how long you’ve been in business, your monthly debit/credit card sales, and total monthly revenue.
  • Be accepted if you’re a young business. You can still raise finance with Capify if you’ve been in business for at least 6 months.
  • Get full support from our UK based team. Our friendly Manchester team can take you through the application process. The team has received hundreds of ‘Excellent’ Trustpilot reviews from customers who love the fast, simple service they provide.

10 years of alternative finance

Capify has been helping businesses source finance since 2008. We’re also a founding member of The Association of Alternative Business Finance, championing alternative finance options for small businesses throughout the UK.

Flexible repayments

Instead of repaying finance in large chunks, Capify helps you spread the payments out into manageable amounts.

Alternative Business Loan

A small regular percentage will be taken from your business bank account until the finance is repaid.

The Alternative Business Loan is ideal for Limited Companies, allowing you to raise between £3,500 and £500,000.

Merchant Cash Advance

A small percentage of every card transaction will be taken until the finance is repaid. If your business doesn’t operate on a particular day, you don’t repay. We only get paid when you do.

With the Merchant Cash Advance, you could raise anywhere from £3,500 – £500,000 within days.

Your business can raise finance for essential upgrades, refurbishment, and development.

Find out how much you could raise with our quick quote tool.

Get A Quote

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