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Grow with flexible SME business loans

Retailers, restaurants, and hospitality businesses need access to finance with competitive terms. Otherwise, it’s difficult to expand and improve profits year on year. Many often find they’re turned away by banks, or the application’s too long-winded for their busy schedule.

Capify’s Alternative Business Loan is fast and reliable, with predictable repayments. It helps small business owners pay for essential upgrades and growth strategies.

Time-saving technology

Speed up day-to-day processes or transform your marketing with software and online tools. Investing in technology can make it easier to run your business, free up your time for more important things, and reveal opportunities to save money.

Inventory and stock

Buy the best supplies for your business. Whether you’re a bar/restaurant, salon, or retailer, the stock you purchase is an essential part of the service you provide. With funding, you can prepare for seasonal events, buy specialist items, or just stock up on the usuals.

Staff training and costs

Develop your team’s skills with training, management courses, and more. Their knowledge and experience benefits your business and your customers, allowing you to introduce new treatments, services, or products.

Refurbishment and renovation

Press play on your redecorating plans. Refurbishment can be expensive, but it’s essential to keep your business looking good and feeling comfortable. Pay for labour costs, materials, and new furniture with an SME business loan.

SME business loans with flexible repayment

Business finance can be simple and affordable with Capify. Our Alternative Business Loan is designed with busy business owners in mind, with straightforward and predictable repayments.

How to qualify:

● Run a limited company.

● Process at least £10,000 a month through your business bank account.

Receive a decision in 60 seconds and funding in days

Our quick quote tool will provide you with a funding decision in 60 seconds. You can then apply through our friendly Manchester-based sales team and will receive your funds within days.

89% ‘Excellent’ reviews on Trustpilot

Our Trustpilot reviews are consistently excellent. Many of our customers return to us after they’ve repaid their first Alternative Business Loan because they love the fast, uncomplicated service.

Predictable, manageable repayments

You can repay your Alternative Business Loan over 6-10 months. We’ll take a small percentage from your business bank account each day until the loan is repaid.

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Excellent Customer Service

You will have one dedicated account manager who will guide you through the process and be on hand to answer any questions that you have. 

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UK Based Team

Our team is based in an office just outside of Manchester in a thriving market town called Altrincham. They support small business owners every single day. 

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Money Within Days

After you have been approved, the money will be in your account within days. This means you can start carrying out your plans straight away.

Find Out How Much You Could Raise?

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