• Home
  • Small Business Funding

Grow your small business with flexible business funding

Whether you’ve been a permanent fixture on your local high street for a few years, or you’re fairly new and finding your feet, flexible business funding can help your business to develop and grow.

Over the past 10 years, Capify has helped thousands of businesses to pay for essential upgrades and equipment.

Renovation and refurbishment

Upgrade fixtures and fittings, redecorate, or buy new furniture to make your customers’ surroundings extra comfortable. Your services and theme should influence the decor, whether you’re going for cheap and cheerful or extreme luxury. Whatever your interior decorating plans, don’t put them off any longer.

New stock and inventory

Fill your stock room, shelves, and displays. Whether you’re a retailer, restaurant, or salon, the quality of your inventory has a huge impact on customer reviews and feedback. Buy the best with small business funding.

Staff training and perks

Make your team even stronger with thorough training, appealing perks, and top quality uniforms and equipment. When they have the best tools at their disposal, they’ll do their best work.

Invest in technology and smart tools

Automation and smart software can take a huge amount of admin off a business owner’s hands – from staff rotas, to reordering stock, and managing bookings. The day-to-day can become even more efficient with small business funding.

Small business funding that protects your cash flow

The Merchant Cash Advance is a flexible, affordable source of small business funding. It’s quick and easy to apply for, and repayment is simple too.

Get approved in 60 seconds

The online application gives you a funding decision in 60 seconds on any device. Our friendly, Manchester-based team will then guide you through the process, from initial quotation right through to funding.

How to qualify:

● Run a UK-based business as a sole trader, in partnership, or as a limited company.

● Take at least £3,500 through card payments each month.

● Trading for at least 6 months.


We only get paid when you do

Repayment is designed to protect your cash flow. We take a small percentage of your daily card transactions, so you’ll only repay when your business earns. If you don’t take any card payments on a particular day, you don’t need to pay us anything. It’s affordable, manageable, and predictable.

89% of Trustpilot reviewers think we’re ‘Excellent’

Our customers are really happy with the service they receive and our easy repayment terms. Read the latest comments on Trustpilot.

Tick 2

Excellent Customer Service

You will have one dedicated account manager who will guide you through the process and be on hand to answer any questions that you have. 

Tick 2

UK Based Team

Our team is based in an office just outside of Manchester in a thriving market town called Altrincham. They support small business owners every single day. 

Tick 2

Money Within Days

After you have been approved, the money will be in your account within days. This means you can start carrying out your plans straight away.

Find Out How Much You Could Raise?

Get A Quote

Check Out What Our Customers Say  

We’re trusted by thousands of small and
medium sized businesses.

We take pride in working with thousands of UK businesses, and we really appreciate what they say about out
products and services.