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Grow with flexible small business finance

Whether you’re a speciality retailer, family-run restaurant, or luxurious salon and spa, small business funding can help you grow.


Your long and short-term goals are important. If you’ve had to put them off because of a lack of funding options, Capify can provide the alternative. Over the past 10 years, we’ve raised millions of pounds for British businesses to help them achieve their growth plans.

New stock and inventory

You are what you sell. Make sure that lasting impression is always a positive one with quality stock from the best suppliers. Increase your budget for something special, or improve your cash flow in time for a busy season.

Renovation and refurbishment

Tidy up the paintwork, invest in newer furniture, and refresh a dated decor. Small business finance can pay for both decorating equipment and labour costs, whether you’re undertaking a big renovation project or just freshening things up.

Technology and smart tools

Whether you’re a bit old school or always ready to embrace an upgrade, business tools are now almost entirely digital. Pay for the best and you’ll improve speed and accuracy, delight your customers, and automate the time-consuming stuff.

Prepare for Christmas

To make the most of the seasonal period, many retailers, restaurants, and salons will plan all year round. Start buying stock, preparing menus, and installing a new booking system now. You’ll be ready to bring in even bigger profits by October.

Quick and easy small business finance

The Capify Merchant Cash Advance is a source of business finance which protects your cash flow. It’s quick and easy to apply for, and repayment is predictable and manageable.

How to qualify:

● Run a limited company.

● Process at least £10,000 a month through your business bank account.


Get a decision in 60 seconds

Our quick quote tool can give you a funding decision within 60 seconds. If you’re successful, our friendly Manchester-based team will guide you through the process, and you’ll receive your finance within days.

Existing Capify customers have given our team of Account Managers glowing reviews on Trustpilot – 89% think they’re ‘Excellent’.

Repay over 6-10 months

Repayment is predictable and straightforward. We’ll take a small percentage from your business bank account every day until the loan is repaid.

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Excellent Customer Service

You will have one dedicated account manager who will guide you through the process and be on hand to answer any questions that you have. 

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UK Based Team

Our team is based in an office just outside of Manchester in a thriving market town called Altrincham. They support small business owners every single day. 

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Money Within Days

After you have been approved, the money will be in your account within days. This means you can start carrying out your plans straight away.

Find Out How Much You Could Raise?

Get A Quote

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