A practical approach to lending 

We recognise how difficult it can be for restaurant owners to obtain the working capital needed to run their business from day to day. Ordering extra stock or refurbishing a premises can all be very costly and many people require additional money to help them achieve their growth plans. At Capify we offer solutions that were built with restaurants in mind, our finance is an easy and accessible way for owners to access the working capital they need in order to flourish and thrive.


We have funded many restaurants like yours

Many restaurants across London, Manchester, Birmingham and the rest of the UK have benefited from accessing working capital. Not only does it help owners to secure their cash flow, it also allows them to carry out any ambitious or simply necessary plans. Owning a restaurant can be tough, there’s lots of expensive kitchen equipment needed, as well as menus, food, drinks and staff. It’s not uncommon for owners to raise extra funds several times a year to help them cover slow times or make essential purchases.


Restaurant Business Finance 

Alternative Business Finance was created as a way for owners to easily acquire extra funds. Many restaurant owners raise working capital through Alternative Business Finance when they want to purchase more equipment or refurbish their premises. The most popular products are The Merchant Cash Advance which really works well with restaurant owners who accept credit and debit card payments, and The Small Business Loan which is an alternative to a business bank loan.


What makes Alternative Business Finance so good?

Alternative Business Finance is praised by business owners for many reasons. Unlike the banks, the application process is a lot less complicated and not drawn out, meaning you don’t have to spend hours filling out long and monotonous forms. As the owner of a restaurant, you understandably won’t have the spare time to be looking over piles of paperwork and will need the money quickly to increase your working capital. Alternative Business Finance is ideal as once your restaurant has been approved, you could have the funds in your account within just a few days. If you have an emergency and need money quickly, or even if you’re just eager increase your working capital, you won’t have to wait for weeks to receive the money. Unlike more traditional methods of raising finance, Alternative Business Finance is often more flexible, making repayments easier for your restaurant and providing you with the capital you need without any added stress.

Raise £3,500 – £500,000 with Capify

Capify offers two innovative business finance products, The Merchant Cash Advance and the Business Loan.

The Merchant Cash Advance

If you accept credit and debit card payments from your customers then the Merchant Cash Advance could be the perfect way to raise business finance for your restaurant business. The product is extremely flexible and works in line with your card sales. This means that you never have to struggle to pay back more than you can afford.

Capify will take a very small pre-agreed percentage of your card payments every working day until the advance is paid back. Therefore, if you have a slow day you repay less and on a busy day you repay slightly more.

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The Business Loan

The Business Loan is different to others on the market because rather than paying back the money monthly, owners pay back a very small amount every day. Many people love this method because they don’t have to worry about saving for a fixed date. If you own a Limited Company, this could be the perfect business finance solution for you.

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