We've launched a new £40m fund to support your business.
With financing available for almost any purpose
With no impact on your credit rating
Check Your Eligibility
In just 2 minutes with no impact on your credit rating.
All Credit Profiles Considered
We may be able to help when other lenders may not
Fast, Convenient Application
Receive your funds in as little as 24 hours
A cash injection to help you push your business forward
The last two years have seen UK SMEs rocked by a series of challenges which, for many, have dented growth plans and forced focus to shift to survival.
We want to continue to do everything we can to support SMEs over the coming months. And that’s why we have launched our new £40m Small Business Fund, to specifically meet the SME needs of today.
This fund is designed to provide much-needed working capital to small business owners for almost any business purpose. We’ve helped thousands of small businesses across the UK fulfil their business ambitions.
Loans are available from between £5,000 and £3,000,000. So whether you’re looking for finance to purchase stock, renovate your premises, raise cashflow or to purchase new equipment, a Capify business loan could be right for you.
Instantly check if your business qualifies
With no impact on your personal or business credit rating when checking your eligibility.
To qualify for a Capify business loan, you must:
- Have a trading history of 12 months+
- Have a monthly turnover of £10,000+
Fast, straight-forward funding to grow and manage your business
Improve cash flow
Pay your taxes, bills or suppliers with ease regardless of seasonality or unpaid invoices.
Scale for growth
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Upgrade your business
Improve your equipment, train your team - invest in your business and improve efficiency!
Purchase stock or materials
Buy stock, materials or new equipment urgently needed to get your projects completed on time.
Finance your next project
Get your working capital, staffing, materials and insurances all in check for your next project.
Four simple steps to get funded in 24 hours
We specialise in providing loans and alternative finance for small businesses and we always aim to make the application process as easy and stress-free as possible.
Check Your Eligibility
Use our free online eligibility checker and get conditionally approved for funding
Speak to Our Experts
Tell us more about your business so we can provide you with your funding offer
Or Apply Online
Using our easy-to-use online application
Complete Your Application
Through our simple online portal to get verified for funding
This takes around 10 minutes
There's no lengthy forms and no business plans to submit
Receive Your Funding
In as little as 24 hours
Looking to renew?
You can choose to easily renew your funding once your repayments are 60% completed
With No Commitment and No Obligation
What is an unsecured business loan?
Unsecured business loans are a type of funding that doesn’t require the business to put up any personally owned and business-owned assets up as collateral. This differs from secured business loans, which require the finance to be backed by an asset of some type. Because no assets are secured against an unsecured loan, it’s a requirement in the majority of cases that the person taking out the loan – the borrower – has an excellent credit rating. This positive credit rating should be in addition to a full, excellent financial history and a well-researched and planned forecast for cash flow. This helps the lender to identify the risk of lending to the business, as well as checking if the required payment would be possible and sustainable for the business.
What are unsecured business loans for?
Businesses choose to take out unsecured business loans for a range of different business-based reasons. These range from immediate needs to long-term plans, but some of the most common things unsecured business loans can be used for are the following:
- Helping with cash flow
- New equipment, renting new spaces and overallexpansion plans
- Hiring new staff
- Paying off existing debts and owed money to contractors, suppliers or other partners
Who are unsecured business loans for?
Unsecured loans, especially business loans, are suitable for any type of business. They are especially useful for companies that have few tangible assets or have little of value to provide as security for a loan. These types of businesses are more and more common, with many digital companies, in particular, having few assets to place against a loan.
Check your eligibility in minutes
Are you ready to take your business to the next level?
Why Capify?
For 15 years, we have helped thousands of SMEs access the funding they need to grow and prosper.
Many had previously been turned down by a traditional lender or asked to submit extensive applications before they would even be considered.
We provide a fast, straight-forward alternative to traditional lenders. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm.
Check your eligibility today and let our team of experts help you access the funding your need.
Capify is a trademark licensed to United Kapital Limited (company registration number 06575165) and Capiota Limited (company registration number 08080805), each registered in England and Wales with offices Station House, Stamford New Road, Altrincham, Cheshire WA14 1EP.