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Help for small business with the unprecedented challenges of today’s economy.

Over the past fifteen years, we have worked with thousands of small and medium-sized businesses, providing finance to support their growth plans.

However, the last two years have seen UK SMEs rocked by a series of challenges which, for many, have dented growth plans and forced focus to shift to survival.

Small businesses, still bruised from the catastrophic impacts of the pandemic, now face an unprecedented convergence of cost pressures, with the main impacts driven by raw materials, fuel, utilities, taxes, and labour. The supply chain crisis, accentuated by the conflict in Ukraine, continues to disrupt business also.

Check your eligibility today and discover how much you can raise.

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With no impact on your personal or business credit rating when checking your eligibility.

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We specialise in providing loans and alternative finance for businesses and we always aim to make the application process as easy and stress-free as possible.
  1. Check if you qualify in 60 seconds

    See if you’re eligible without affecting your credit score.

  2. Complete your application

    Tell us about you and your business, along with providing all the necessary documents we need to make a decision.

  3. Decisions within 24 hours

    We'll review your application and aim to give you a decision within 24 hours.

  4. Your funds arrive

    Once your agreement is agreed and signed you could have the funds in your account that same day.

Inflation Worries

Our most recent Business Confidence Survey revealed just how significant these pressures are for small business, with just under 60% of respondents confirming that they were worried about the impact of rising costs and inflation on their businesses.

We know that these inflationary pressures can have a detrimental impact on cash flow and impact a businesses working capital position. Indeed, 47% of our respondents identified working capital and cash flow struggles as the primary driver for seeking external finance.
But only 52% of those surveyed state that they would not be confident of securing that finance from their traditional banking partners.

We want to continue to do everything we can to support SMEs over the coming months. And that’s why we have launched our new £40m Small Business Fund, to specifically meet the SME needs of today.

Cash Lifeline

The new fund aims to alleviate the potentially crippling cash crisis and provide a much-needed lifeline for businesses struggling with increasingly challenging conditions. The fund can also be accessed by businesses with ambitions to expand or invest in new equipment, facilities or technologies. Funding of up to £1m will be open to SMEs across a range of sectors that are already trading.

We’re seeing increasing demand from SMEs across all sectors, and we expect this to continue as economic conditions tighten and traditional banking further restricts its lending to smaller business.


Who is eligible to apply for the £40m fund?

If you own a Limited company or limited partnership, you’re eligible to apply for our fund!

How much money can I apply for?

Business owners are able to apply for between £5,000-£500,000.

Do I have to use the money for a particular purpose?

Capify’s loan can be used for any business purpose. Whether you want to use the money to purchase new stock, refurbish your premises, buy a new piece of equipment, or do something completely different – it’s your choice.