Is the Merchant Cash Advance a safe option?

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With so many business finance options out there, it’s understandable that many business owners aren’t sure which is right for their small business.

According to British Business Bank, a third of SME and small business owners are keen to grow, but don’t know what alternative finance options are available to them.

For those actively considering alternative finance, confidence is high. Of the business owners surveyed, 51% “expect to increase their income/turnover in the next financial year”. Alternative finance can mean reliable investment, flexible repayment terms, and fast customer service.

Merchant cash advance is the flexible alternative finance

Designed for businesses that accept card payments from their customers, the Merchant Cash Advance allows you to raise up to 150% of your average monthly credit and debit card sales

The Merchant Cash Advance offers reliable, predictable repayments

Every working day we’ll take a small pre-agreed percentage of your card transactions.

The Merchant Cash Advance works with the dynamic of your business – if one day you don’t accept many card payments; we don’t take much as a repayment.

On a slow day you’ll pay back less, and on a busy day you will pay back slightly more.

How to quality for a Merchant Cash Advance?

  • Run a UK-based business either as a sole trader, in partnership, or as a limited company
  • Take at least £5,000 per month in card payments
  • Have at least 6 month’s trading records

Who does the Merchant Cash Advance suit?

The Merchant Cash Advance is perfect for customer-facing businesses who take regular credit and debit card payments. We often help MOT Garages, Hair and Beauty Salons, Restaurants, Retailers, Pubs, Bars; and lots of other industries too.

A simple online application

You can get a decision in 60 seconds using our quick quote tool. A dedicated account manager will guide you through the application process and answer all your questions. If you’re successful, you’ll receive your finance within days.

Get A Quote

Video: Merchant Cash Advance

Capify is proud to offer...

The personal touch

You’ll benefit from a dedicated account manager to guide you through the application process and answer all your questions.

UK Based support

We’re here to help. From our offices in South Manchester, we work with small businesses all over the UK.

Flexible Daily Repayments

Pay back the Merchant Cash Advance through your credit/debit card transactions, or make small regular payments to repay your loan.

Why Capify?

Capify’s goal is to provide simple, quick, and responsible access to capital. We prioritise flexibility, excellent customer service, and have invested in funding solutions that work.

Enquire now, and you’ll be guided through the process by a dedicated account manager. They’re there to answer your questions and take care of your application from first contact to receiving your funds.

We’re trusted by thousands of small and
medium sized businesses.

We take pride in working with thousands of UK businesses, and we really appreciate what they say about out
products and services.