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Hospitality Business Finance

Keep growing your restaurant and take-away business with affordable, flexible finance. 

Capify offers a unique business loan aimed at owners in the hospitality industry. The hospitality loan is paid back in small, manageable and frequent amounts rather than monthly. This means that restaurant owners won’t take a huge hit to their cash flow each month and instead, can keep their income flowing through the business smoothly. If you’ve got any plans coming up; whether that’s improving your hospitality service, launching a new website or investing in advertising, Capify can help.  

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Benefits of a Hospitality business loan from Capify

There are many benefits of coming to Capify for an restaurant and take-away business loan.

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You can grow your business and achieve your plans

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The repayments are small and manageable

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The whole process, from application to funding, is quick and hassle-free

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You don’t need to sell a portion of your business in return for investment

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We’re always at the end of the phone if you have a question

You could use Capify's restaurant loan in the following ways

Capify’s business loan for restaurants and take-away businesses is most commonly used for:

  • Investing in a new website to make booking and ordering easier
  • Marketing and advertising to acquire new customers
  • Launching or improving a take-away side of the business
  • To manage cash flow

It’s important to emphasise that the loan can be used for any business purpose, whether that’s one of the reasons above or something completely different.

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Cafe
(Licensed & Non licensed)

Restaraunts

Bars &Pubs

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Holiday Accomodation

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Take-aways

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Night Clubs

Check if you're eligible for a restaurant business loan

Capify’s restaurant and take-away business loan is a fantastic option for anyone that wants to grow their business. To be eligible you must:

  • Own a UK based business
  • Own a limited company
  • Have a trading history of 12 months+
  • Process more than £10,000 a month through your business bank account

Tick all of the boxes? Why not apply today and find out how much you can raise.

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What does Capify offer to Hospitality businesses?

Owning a business in the restaurant industry can be very rewarding, but it’s very competitive. To stand out, it’s important to work hard and create a business which offers delicious food, a nice environment and appropriate pricing. Many restaurants are also thinking about new and creative ways to reach more customers, including offering a take-away service. This provides an opportunity to make additional revenue and appeal to people who prefer to indulge in restaurant-quality food but in the comfort of their own home. Capify can provide you with a restaurant loan which you can use to help your company flourish, thrive and prosper. 

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Hospitality & Restaurant businesses facts

Eating Out

43% of people in the UK ate out at least once a week.

Increased Competition

From 2009 – 2018, the number of restaurants in the UK has been steadily increasing.

Billions Spent on Food

UK consumers spent £92bn on food and catering services.

Applying for business finance with Capify is easy

Step 1

Fill out our simple online application. It takes two minutes from start to finish and you’ll find out if you’re conditionally approved.

Step 2

Submit the required documentation to our account management team, they’ll have a look over it and confirm how much you qualify for, what the repayments will be and the period of the loan.

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Step 3

Sign and return the agreement and then the funds will be released. Now you have the money to achieve your plans!

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FAQ's

There’s so many reasons a restaurant or take-away business might come to Capify for a business loan. The industry itself is very competitive, so to stay relevant it’s important that owners invest and adapt. Typically restaurants do this by creating new seasonal menus, refurbishing their premises and updating their website to make it simple for customers to book online. More and more, people are also expecting their favourite restaurants to offer a take-away service. This is a fantastic move for a restaurant because it means they can increase their income and infiltrate a new market. 

Other reasons include: 

  • Hiring talented and well-trained staff
  • Marketing and advertising 
  • Business expansion

Our customers sit at the heart of everything we do and therefore it’s important that we make our products simple and accessible. We’re proud to have a team of dedicated professionals who can help guide restaurant and take-away business owners through the process and find the best solution for them. For this reason, we’ve built a strong community of customers who come back to us time and time again.

We place a lot of emphasis on human communication over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. 

We also have a team of real people who look over every single deal. Not every business is the same, so we believe that underwriting should be conducted on a case by case basis rather than using a ‘one rule fits all’ approach.

Top Tips for Restaurant and Take-Away Business Owners

Adapt to stay relevant

Vegetarianism and veganism is growing in popularity. In order to appeal to a variety of customers it’s important that you consider different trends and changes in behaviour so that you’re still an option for people. For 20 years, your restaurant may have served meat-only burgers and been a popular choice. However, that doesn’t mean it will continue to be for the next 20. By spotting trends from your customers and adapting your menu alongside them, you’ll continue to be relevant and a top choice for people. 

Offer a take-away option

With the inception of deliveroo, take-away food is no longer just a donner kebab or greasy pizza. People are becoming more and more used to having high-quality restaurant food from the comfort of their own home. In order to appeal to even more customers, why not offer this service. Whether your restaurant is fully booked or quiet, this provides the opportunity to make additional revenue. It also gives you another edge over any competition. 

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