Small Business Finance – Things you need to know

If you’re a small business, the thought of managing your finances can be a daunting one. But with our clear, useful and practical guides covering all you need to know when it comes to small business finance, taking that next step and investing in your business is easier than you might think. With our articles covering every aspect of finance for small business, you can soon be an expert in your field when it comes to making your business profitable and getting yourself off the ground by using the best finance solutions for you.

This section covers everything from the various sources of finance for small businesses through to the different ways you might choose to finance your enterprise. Our expert guide offers you the foundations you need to understand, utilise and plan for finance without all the complicated jargon, difficult-to-understand information and legalese. We provide guidance on a variety of different topics and bust the myths surrounding small business finance to ensure you’re getting the most for your money.

Merchant finance

Small business loan providers

Small business loans are a perfect way for an SME to get an invaluable cash injection. But, who actually provides them? It's all well and good knowing about what small business loans are – but it's also important to know about where you should be looking for them.Here you'll find everything you need to know about small business loan providers and the application process. This will allow you to have all the information necessary to make a successful loan application and take the first step towards the next stage of your business growth.

Eligibility for a small business loan

Like all loans, small business loans aren't just given out to everyone who applies. There are certain requirements you need to satisfy before you'll be approved for the loan. Those individual criteria will vary from lender to lender, but there are certain general criteria that apply to most. Knowing them means you can make sure you're able to satisfy them before you apply. Ultimately this saves you time and effort and means you can get your small business loan paid into your account that much faster.

Applying for a small business loan

Now you understand more about the background of the various types of lenders that can offer you a path to small business financing, and you understand the sorts of things they're going to look for when you apply. It's time to consider actually making the application. It can be a daunting prospect but provided you have some understanding of the process, it can be done relatively simply.

Do your best to be as prepared as possible before you apply. Have all your information to hand, to make it as quick as you can. Here's what you need to know.

How long does it take?

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