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Franchise Finance

Looking to grow your business? Or just need a little extra working capital to keep your business moving? 

Our small business loans are available between £5,000 – £500,000 for almost any purpose.

We’re not a bank. Our lending criteria is different, and we look at more than just your credit profile.

Check your eligibility online in just two minutes, with no impact on your credit score, and you could receive your funds in as little as 24 hours.

How does the business loan work?

Unlike a traditional loan, Capify’s is paid back in very small amounts regularly. The repayments are completely automated so you don’t need to do anything. Many business owners love our regular payments, because they don’t have to save a large amount by a fixed date each month.

To be eligible for a business loan, you'll need to:

  • Turnover >£10,000 per month
  • Have at least 12 months’ trading records

The benefits of a Capify business loan

  • Raise from £5,000 - £500,000
  • Pay back little and often
  • No monthly lump sum
  • Opportunity to raise more funds

What Is Franchise Finance?

Franchising your own money in order to purchase and set up a franchise may be possible if you have all the funds upfront. However, most aspiring franchisees often don’t have the initial capital required. Capify can help you fund your dreams with franchise finance.

Buying into a franchise can carry much less risk than starting a business from scratch. The strength of a large brand behind a good entrepreneur can often produce success. The proven business concept is also much less risk from a credit perspective making it more likely for you to get approved.

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What Can Franchise Finance Be Used For?

Some larger brands don’t allow you to borrow in order to buy into the franchise and require you to have capital of your own upfront. Franchise Finance can also be used to help you grow your franchise, for example, you may want to even invest in another location. You could also look to invest in additional local marketing activity that will boost your franchises growth!

Capify Helps Fund Some of Our Best Loved Franchises

Capify has helped to fund many aspiring franchisees over the past decade and is well positioned to help you start yours too. Capify can help you raise between £5,000 and £500,000 to start you off on your franchise journey. One of the first steps to securing franchise finance is deciding which market to go into and then which brand. Below are some of the franchise model brands we would love to help fund:

  • Subway – Do you want to build a Sandwich Empire?
  • SPAR – Do you want to be a local retail king?
  • Kumon – Do you want to teach and aspire? Kumon requires an initial £10,000 investment to get up and running.
  • Papa John’s – Papa’s requires an initial investment of between £170,000 – £225,000. The franchise fee is £18,500 per unit.
  • Crust – Aspiring to be a god of pizza? Crust, requires and initial investment of £150,000.
  • Vodafone Stores – Invest in telecommunications

If you have a different franchise brand in mind, we can also help you fund that. Check your eligibility now and get approved for a franchise loan.

How Can a Franchise Be Financed?

A common questioned asked by many is, can I borrow to buy a franchise? The answer is yes, in some cases and no in others. Bigger franchise brands such as McDonalds expect you to have the capital upfront without borrowing and others don’t.

One of the ways in which you can fund your franchise dream or expand can be a business loan. Capify offer business loans to those who are looking to invest or grow their franchise business. Unlike traditional commercial bank loans from the big five, Capify allows a fantastic level of flexibility instead of fixed terms. There may be several documents required in the application process in order to assess your creditworthiness. The stronger your financial history the better your chances are of approval. Our business funding experts will help you through the process and simplify everything for you.

Check your eligibility and apply for franchise finance today.

Capify’s qualifying criteria

To qualify for business finance from Capify, you need to:

  • Be a Limited Company based in the UK
  • Have a trading history over 12 months
  • Have a minimum monthly turnover of £10,000

Tick all of the boxes? Why not apply today and find out how much you can raise.

Get Started Now

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