Excerpt: Scottish businesses can raise cash to develop and grow. Find out more about loans and finance.

Raise £5,000 to over £500,000 for your small business

With its diverse population, Scotland has become a leader in UK business and a revolutionary startup hub.

Some facts you didn’t know about business in Scotland

Some facts you didn’t know about business in Scotland

Scotland has more private sector businesses than ever

There were 345,915 private sector businesses operating in Scotland in 2018. 98.2% are small businesses. This is the highest number since records began.

It’s home to over 30,000 professional, scientific, and technical businesses 

This is by far the largest sector in Scotland, followed by construction.

The UK’s oldest surviving business is based in Scotland

Aberdeen Harbour Board was founded in 1136, and has been vital to Scottish trade for 900 years.

Distilleries are big business

Scottish distilleries had an average turnover of £5.3 million in 2018, providing nine in ten distilling jobs, and growing 69% since 2010.

Female representation on Scotland’s public boards reached parity in 2019

For the first time ever, women have 50% control of Scotland’s public bodies. That’s 3 years ahead of the government’s target!

Scots invented two very crucial modern inventions

Without Alexander Graham Bell and John Logie Baird, we wouldn’t have the telephone and the world’s first TV picture.

Helping local businesses with Business Loans Scotland

Capify has been behind small British businesses for over 10 years, helping retailers, restaurants, salons, and other service businesses raise affordable, easy finance. Our friendly team is based in Altrincham, south Manchester, which is home to its very own award-winning independent high street.

Capify believes every independent business should be able to grow, expand, and make essential improvements. With flexible finance, you could refurbish your premises, invest in brand new equipment, splash out on award-winning staff training, or fill your shelves with shiny new stock. Whatever you need to do to, Capify can help you raise flexible, affordable funding to make it happen.

How does the Capify Business Loan work?

We know that many businesses in Scotland, England, and Wales find it tough to afford expensive monthly repayments, and this can hold them back from raising crucial business finance. Instead of repaying your loan in fixed amounts, you can make small daily or weekly repayments.

You can raise £5,000 to over £500,000 with Capify, then pay off the loan in small daily or weekly payments over 6 to 12 months. Whatever works best.

The benefits of a Business Loan from Capify

Raise from £5,000
Pay back little and often
No monthly lump sum
Opportunity to raise more funds

Get your funding within days of applying

To be eligible for a Business Loan, you’ll need to:

  • Run a UK-based business as a limited company
  • Process more than £10,000 a month through your business bank account
  • Have at least 12 months’ trading records

What Scotland-based businesses can do with a Business Loan

What Scotland-based businesses can do with a Business Loan

Refurbishment and renovation

Time to start knocking down walls, installing shelves, and choosing paint colours. Renovation can transform how you and your customers use your business premises, creating more space and becoming a more comfortable place to be.

Business technology

Don’t let admin slow you down. Install software and upgrade to tools that automate the most time-consuming processes. This includes POS systems, appointment booking, stock ordering, staff rota management, and more.

Staff training

With the right education, your staff can keep innovating, serve more customers, and create even better services and products. Customer service is the main thing online reviewers praise or criticise, so it’s important to have the right team working with you.

Marketing and advertising

Tell the world what you do, both online and offline. With a Capify Business Loan, you can invest in the best digital marketing to increase your website traffic and bricks-and-mortar customers.

Capify is proud to offer…

Capify is proud to offer…

The personal touch

Give us a call, and you’ll speak directly to your personal account manager. They’ll help you with the application process, and you can get in touch with them at any time. 

Business Loans Scotland

You can get a quote online in just 90 seconds. The rest of the loan process is done over the phone. You’ll speak to an experienced advisor, based in our Manchester office

Affordable repayments

Make small, easy repayments until your loan is paid off. Everything’s automated, so you can keep growing your business while you’re paying off your loan.

Simple, quick, responsible access to business finance

Simple, quick, responsible access to business finance

Capify has been providing small business loans throughout the UK for a decade, including Scotland. We’re proud to offer genuinely helpful customer service and finance products that are designed to work for small businesses.

Your account manager will help you through the process and keep things simple. Get a quick quote now and you could get your cash in a few days.

We’re trusted by thousands of small and
medium sized businesses.

UK-based businesses in many different sectors have raised cash with us. This is what they have to say.