Get a quick decision online with no effect on your credit file when you apply for a business loan from Capify.
The Capify business loan is designed to provide much-needed working capital to small business owners for almost any business purpose. We’ve helped thousands of small businesses across the United Kingdom fulfil their business ambitions.
Loans are available from between £5,000 and £500,000. So whether you’re looking for finance to purchase stock, renovate your premises, raise cashflow or to purchase new equipment, a Capify business loan could be right for you.
With no impact on your personal or business credit rating when checking your eligibility.
To qualify for a Capify business loan, you must:
Pay your taxes, bills or suppliers with ease regardless of seasonality or unpaid invoices.
Hire more staff, invest in marketing or open a new store! Whatever your goals, we can help you reach them.
Improve your equipment, train your team - invest in your business and improve efficiency!
Buy stock, materials or new equipment urgently needed to get your projects completed on time.
Get your working capital, staffing, materials and insurances all in check for your next project.
We specialise in providing loans and alternative finance for small businesses and we always aim to make the application process as easy and stress-free as possible.
With No Commitment and No Obligation
Unsecured business loans are a type of funding that doesn’t require the business to put up any personally owned and business-owned assets up as collateral. This differs from secured business loans, which require the finance to be backed by an asset of some type. Because no assets are secured against an unsecured loan, it’s a requirement in the majority of cases that the person taking out the loan – the borrower – has an excellent credit rating. This positive credit rating should be in addition to a full, excellent financial history and a well-researched and planned forecast for cash flow. This helps the lender to identify the risk of lending to the business, as well as checking if the required payment would be possible and sustainable for the business.
Businesses choose to take out unsecured business loans for a range of different business-based reasons. These range from immediate needs to long-term plans, but some of the most common things unsecured business loans can be used for are the following:
Unsecured loans, especially business loans, are suitable for any type of business. They are especially useful for companies that have few tangible assets or have little of value to provide as security for a loan. These types of businesses are more and more common, with many digital companies, in particular, having few assets to place against a loan.
Check your eligibility in minutes
For more than ten years, we have helped thousands of SMEs access the funding they need to grow and prosper.
Many had previously been turned down by a traditional lender or asked to submit extensive applications before they would even be considered.
We provide a fast, straight-forward alternative to traditional lenders. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm.
Check your eligibility today and let our team of experts help you access the funding your need.
Capify is a trademark licensed to United Kapital Limited (company registration number 06575165) and Capiota Limited (company registration number 08080805), each registered in England and Wales with offices Station House, Stamford New Road, Altrincham, Cheshire WA14 1EP.