Commercial Underwriter



Due to our phenomenal success and ambitious growth plans we are looking to recruit an experienced Commercial Underwriter to work in the alternative finance arena. This is a hugely exciting and highly rewarding opportunity to join a fantastic expanding financial services business based in Altrincham, Greater Manchester. You will be working with innovative products that provide unique lending solutions to UK businesses.  This is an exciting and fast paced role that will require you to be passionate about helping businesses succeed.


  • To assess the risk, accurately underwrite and mandate short term cash advances to businesses;
  • Assess and evaluate the financial position and credit worthiness of all applications in order to make informed underwriting decisions;
  • Accurately assess the risk of an application ensuring the advance is affordable, reasonable and sustainable with an underwriting rationale applied to each case prior to funding;
  • Minimise the risk to the business and the applicant with a strong focus on fraud avoidance;
  • Interpret and evaluate external credit reference agency data and undertake due diligence.

Ideal Candidate:

  • Demonstrable underwriting experience;
  • Experience of commercial lending, ideally to SMEs;
  • Experience of dealing with the main credit reference agencies;
  • Outstanding communication skills;
  • Good analytical and numerical reasoning skills;
  • Ability to work in a fast paced environment and be able to make real time/accurate decisions;
  • Confident to challenge others.

We are looking for passionate individuals who possess a can do attitude with the desire to go above and beyond what is needed to thrive within a fast paced, dynamic environment.  Expect a friendly atmosphere where your input will have a direct impact on the ongoing growth and success of our business.

Company Description

Founded in 2008 we have built a reputation as a market leader in the alternative finance arena.  We are proud of our 10 year history of lending to SMEs, We are a dynamic, creative and innovative technology driven lender providing innovative funding solutions to our customers.

Due to our explosive growth and increasing demand for our products, we are looking for the most talented professionals to join our Company. We are looking for passionate people who have the drive to be part of a revolutionary industry and the desire to work within a rapidly growing vibrant organisation. This is an exciting opportunity to work for a global business, in a high energy environment full of entrepreneurial drive and spirit with a collaborative, smart and passionate team.