Flexible Business Lending Solutions For Better Cashflow Management

Getting a loan to help your business through a difficult patch is something that many small and medium-sized businesses are finding difficult to achieve. Applying for a loan at the bank can be a long winded and complicated process, with many small businesses unable to obtain finance they need due to their credit history or the inability to meet strict repayment schedules.

However, there are many other business lending solutions which you may want to look into for your business. These include:

Flexible Business Lending Solutions For Better Cashflow Management

Venture Capital: Venture capital basically allows you to swap equity in your business for cash. It may be an appropriate financing option for you if you are comfortable with giving up some control of your business. Most small business owners will want to continue being the majority shareholder so as to retain a good level of control.

Flexible Business Lending Solutions For Better Cashflow Management

Asset finance: Asset finance allows your business to access vital equipment or release cash from assets but without having to pay a large upfront cost. The benefit of this business lending solution is that it allows you to sell your assets to a leasing firm, whilst still having some access to them. This saves on a lot of start-up capital costs and can improve your cash flow in the early days of the business. It will also offer you some tax advantages and is fairly low risk.

Flexible Business Lending Solutions For Better Cashflow Management

 

Personal savings: If anybody is fortunate enough to have some cash tucked away, then this might be one of the easiest business lending solutions available to give your business access to vital funds. However, many business owners are reluctant to plough their own funds into a business because of the risk and the fact that your savings were more than likely set aside for a different purpose.

Alternative business loan: Capify is able to offer you a flexible business lending solution that is repaid on a daily basis giving you greater control over your cashflow. The great thing about this kind of business loan is that you can apply for it online, without having any time-consuming paperwork or in person meetings to attend. You can borrow anything up to £150,000 for any purpose, allowing you to expand your business by purchasing a company vehicle, investing in a new website, buying a second shop location, bulk ordering stock or training new staff.

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