Oct 2018

The Ultimate Guide to Getting Your Small Business Ready for Christmas

Female Shop Owner

As a small business, you’ll be keen to make the festive season as profitable as possible. The key is to prepare early and adapt to the increased footfall. Here’s our ultimate guide to getting ready for Christmas 2018. Buying stock According to stats from Deloitte, 50% of us will have our Christmas shopping out of …

Oct 2018

Capify’s 10 Year Anniversary: A Message from the Founder and CEO

Group Picture - Capify's 10 Year Anniversary

Ten years ago, I had an idea to bring a new and innovative concept – merchant cash advances – from the US and into new international markets. But, back in 2008, the world was a very different place. People questioned why I’d launch an international alternative finance business in the midst of the worst global …

Oct 2018

How to Prepare Your Small Business for a Busy Period

Retail Business

For some it’s Christmas, for others it’s Valentine’s Day, or the school summer holidays; busy periods depend on what you sell or trade in, and can last anything from a few days to several weeks. Busy, seasonal periods will always vary slightly, so it’s important to be several steps ahead. Here’s how to get ready …

Sep 2018

How to Prepare Your Business for Christmas

Christmas

For many of us, Christmas still feels like it’s a while off; but for retailers, hospitality businesses, and salons, the hard work is already beginning. It can be one of the most profitable periods of the year for consumer businesses. Our Christmas spending hit the £50 billion mark in 2017, according to stats reported by …

Sep 2018

5 Huge Benefits of Renovating and Refurbishing Your Small Business

Cozy wooden interior of restaurant, copy space. Comfortable modern dining place, contemporary design background

With Capify’s Merchant Cash Advance; restaurants, retailers, and salons can secure the funding they need to complete a renovation or refurbishment. This can cover everything from a quick cosmetic update to a major style overhaul. Refurbishment can have huge benefits for businesses, including improved profits, a more noticeable presence on the high street, and better staff morale. Create …

Sep 2018

16 Capify Runners Take on Half Marathon Challenge

Runner - Resized

Sixteen runners from Capify will be taking to the streets of Manchester for a half marathon challenge aiming to raise £5,000 for charities close to their hearts. Joanne Hooley, who works as an Account Advisor at Capify, lost her mum to cancer in 2016 and is one of a nine-strong team of runners taking part …

Sep 2018

How Restaurants and Bars Can Improve Profits with Alternative Business Finance

Chef Cooking - Cropped - Dark

As a restaurant and bar owner, you’ll have a detailed plan for how you’d like to develop your business over the next few years. Alternative business finance can pay for essential expansion, upgrades, and equipment, helping you and your team impress new customers and keep your regulars happy too. Here are some of the ways …

Aug 2018

How Retailers Can Improve Their Profit Margins

Female Shop Owner

When you subtract all your business expenses, the cost of materials, and overheads from your revenue – you’re left with profit. This figure can vary dramatically from business to business, and is a pretty good indicator of how successful it is. In retail, some of the biggest brands commonly achieve profit margins of 50-60%. In …

Aug 2018

How to Manage Your Cash Flow Well During the Winter Months

Young couple drinking tea in a cafe

Winter can be a very profitable time of year for many businesses. Garden centres can start preparing for people buying Christmas trees and festive decorations, while fashion retailers swap their summer stock for coats and knitwear. The key to success is to be prepared and plan in advance, not only will this help you organise …