Capify's Q2 2026 SME Business Confidence Report reveals a sharp shift in how UK businesses fund growth. As access to traditional lending tightens, alternative finance for SMEs — from overdrafts to invoice financing and asset-based lending — is fast overtaking bank loans.
Cash flow is a defining challenge in construction — balancing labour, subcontractors, materials and plant hire against delayed payments and retention clauses. This guide covers the warning signs to watch, practical ways to close the gap between doing the work and getting paid, and how to plan for growth without adding pressure.
Cash flow is a defining challenge in construction — balancing labour, subcontractors, materials and plant hire against delayed payments and retention clauses. This guide covers the warning signs to watch, practical ways to close the gap between doing the work and getting paid, and how to plan for growth without adding pressure.
Cash flow is a defining challenge for hospitality businesses — balancing supplier payments, stock, payroll and seasonal swings. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.
Cash flow is a defining challenge for SME wholesalers — balancing supplier payments, inventory purchases, payroll and unpredictable customer demand. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for seasonal peaks so temporary pressure never becomes a long-term problem.
Cash flow is a defining challenge for SME manufacturers — balancing raw materials, supplier payments, payroll and unpredictable demand. This guide covers the warning signs to watch, practical ways to free up working capital, and how to plan for peaks in demand so temporary pressure never becomes a long-term problem.
